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What is nurses’ insurance?

Nurses’ insurance (the different types of business insurance available to nurses) helps you manage the cost of different risks, like third party injuries, accidental property damage, negligence claims and more.

Ensuring you have the right insurance is an important part of protecting yourself from potentially damaging medical malpractice allegations, compensation claims, and the financial fallout of cyberattacks. These and other types of unplanned expenses can be expensive, especially if you’re paying them from your own pocket.

If the worry of unexpected bills makes you ill, then you might want to consider business insurance.

What is Nurse insurance

Why do nurses’ need insurance?

Nurses may need business insurance to meet regulatory agency requirements and cover unplanned expenses.

Meet NMBA or AHPRA requirements

Lease office or clinic space 

Manage a cyberattack

Pay legal costs if you face a liability claim

Who needs nurse’ insurance?

Most nurses consider business insurance to protect their businesses. BizCover offers cover for many nursing occupations, including registered nurses, nurse practitioners, and more, like:

Enrolled Nurses

Mental Health Nurses

Registered Nurses

Volunteer Nurses

A smiling nurse interacts warmly with an older woman

Did you know?

Though many nurses are covered by their employer’s insurance, this is not always be the case. You may need to arrange your own insurance policies to protect yourself whilst you are working.

What types of insurance do nurses need?

BizCover has a range of insurance options to protect your professional reputation and finances. Build an insurance package that fits your needs and buy in minutes.

Public Liability

Covers costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Professional Indemnity

Covers losses and legal fees as a result of alleged or actual negligence in your professional services or advice.

Personal Accident & Illness

Covers individuals for loss of income if unable to work as a result of an injury or illness in or outside of work. Limits apply.

Personal Accident insurance

Electronic Equipment

Covers the cost of having damage to machinery at your business repaired or replaced following a breakdown

Electronic Equipment insurance

Cyber Liability

Protection against claims and supports your profitability following a broad range of cyber events.

Cyber Insurance

Let’s cover your small business on the go

Start a quote to see how much you can save and buy online in minutes.

How much does nurses’ insurance cost?

The average monthly cost of business insurance for nurses is $62 with BizCover. However, the cost of your insurance will be based on factors like the services you provide and your cover levels.

A nurse stands in a hospital, conveying care and professionalism.

How is the cost of insurance calculated?  

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

A nurse in a hospital, conveying care and professionalism.

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

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We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.

See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover

Frequently Asked Questions

Hear from our customers

BizCover NZ Rating 4.7/5 on Feefo

Easy to sign up online, offered a few options to choose from. Seems to be comparable for value compared to other companies. I have my cover for my Nursing business for both PI and PL.

Calley A.

Very patient, professional and knowledgeable consultant

Angela V

It’s better to purchase insurance for registered nurse through online than other insurance companies.

Tong S

Representative took his time to explain the details of the policy and was very knowledgeable

Harman L

All my questions were answered. I was also a bit unsure what I wanted, but that was worked through with me.

Keizan T

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