Insurance for Hospitality
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Create an insurance pack that fits your hospo business
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What is hospo insurance?
Hospo insurance (the many types of business insurance designed for hospitality businesses) helps you handle the cost of different risks, like customer injuries, damaged stock, theft, and cyberattacks.
A customer slips and injuries themselves in your venue, a power outage cancels dinner service, the deep freeze breaks down… These are just a few of the many potential risks you might face.
That’s why most hospo businesses consider business insurance to help them manage unplanned costs that could serve up heaps of trouble.
Why do hospo businesses need insurance?
Hospitality businesses may need insurance to meet contractual obligations and cover unplanned expenses
Lease commercial space
Work events
Replace damaged stock
Pay legal costs if you face a liability claim
Who needs hospo business insurance?
Most hospo businesses consider insurance to protect their businesses, from cafes and coffee shops to caterers and food trucks!
Popular cover types for hospitality businesses:
Hospitality businesses may also consider:
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How much does hospitality insurance cost?
The average cost of business insurance for hospitality businesses is $142 per month* with BizCover. However, the amount you pay will depend on factors such as your business location and size, as well as the cover options you select.
How is the cost of insurance calculated?
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
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See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
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