Business Insurance on the Central Coast

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Business Insurance* for Central Coast businesses 

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. 

According to the Australian Bureau of Statistics,1 there are 23013 small businesses on the Central Coast, with 3,443 additional new businesses registered in 2018 alone. 

The main employing industry is Healthcare and Social Assistance, employing 15.3% of the population, followed by Construction, which employs 11.3% of the population, followed by Retail Trade, which employs 11.1% of the population. 

The sector with the largest amount of registered businesses is Construction, with 5,562 businesses registered. The industry with the second-largest amount of registered businesses is Professional Scientific and technical Services, with 2,824 registered businesses, followed by Rental, Hiring and Real Estate Services, with 2,214 registered businesses. 

Like all small business owners, they are responsible for taking reasonable steps for the safety of their customers, suppliers and the community and for their property. 

“Quick response time – I was not left waiting for my queries to be answered. No question was ever to hard for them to answer. Great service.”

Tina W.
Heavy Machinery and Equipment Repair and Maintenance

How much does Business insurance cost? 

On average, small businesses on the Central Coast pay around $68.66 a month**for a Business insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is arguably important for almost every kind of business, from those that operate in the trades and service industries, to businesses that are predominantly office-based, such as consultancy occupations.  

Given the various industries and occupations business insurance can cover, the cost of it can vary greatly. This is due to several factors including:  

  • The type and nature of your business
  • Your business turnover and size
  • The amount of insurance cover your business needs
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. 
**We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it’s important to note that the data included within this article was sourced from BizCover customer data during 2018/201and is intended as a guide only.  It may not reflect pricing for your particular business as individual underwriting criteria will apply.  Get a hassle-free quote for your business here. 
1 This data is for 2018 and sourced from the ABS.  

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