- Public Liability
- Professional Indemnity
- Business Insurance
- Help & Info
- The Official Stuff
- About BizCover
- Quote me
Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.
According to the Australian Bureau of Statistics,1 here are 5,164 small businesses in Launceston, with 588 additional new business entries in 2018 alone.
The main employing industry is Healthcare and Social Assistance, employing 16.6% of the population. This is followed by Retail Trade, which employs 12.3% of the population, and Education and Training, which employs 10.4% of the population.
The sector with the largest amount of registered businesses is Construction, with 785 businesses registered. The second largest sector is Rental, Hiring and Real Estate Services, with 720 registered businesses, followed by Professional Scientific and Technical Services, with 516 registered businesses.
Like all small business owners, they each have a responsibility to take reasonable steps for the safety of their customers, suppliers and the community and for their property.
“Friendly and happy service compared to another Insurance Company that we had been with for 15 years, who didn’t want to know us! So ‘good-bye’ to them and hello BizCover!”
On average, small businesses in Launceston pay $52.8 **for their business insurance packs. Business insurance is one of the most popular types of insurance for businesses in Launceston. In fact, it is arguably important for almost every kind of business, from those that operate in the trades and service industries, to businesses that are predominantly office-based, such as consultancy occupations.
Given the various industries and occupations business insurance can cover, the cost of it can vary greatly.
This is due to several factors including: