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Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.
According to the Australian Bureau of Statistics,1 there are 6277 small businesses in Bundaberg, with 673 additional new business entries in 2018 alone.
The main employing industry is Healthcare and Social Assistance, employing 16.3% of the population, followed by Retail Trade, which employs 11.4% of the population, and Agriculture, Forestry and Fishing which employs 9.8% of the population.
The sector with the largest amount of registered businesses is Agriculture, Forestry and Fishing, with 1360 businesses registered, followed by Construction which has 1077 registered businesses, and Rental, Real Estate and Hiring, which has 673 registered businesses.
Like all small business owners, they are responsible for taking reasonable steps for the safety of their customers, suppliers and the community and for their property.
“Very knowledgeable, very friendly and was able to answer any questions I had. Also had my insurance sorted out under 20 minutes which was fantastic. I know exactly what I’m paying for, and any fees involved.”
Mobile Food Van Operator
On average, small businesses in Bundaberg pay around $60.51** a month for a Business insurance policy.
Business insurance is one of the most popular types of insurance for small businesses in Bundaberg. In fact, it is arguably important for almost every kind of business, from those that operate in the trades and service industries, to businesses that are predominantly office-based, such as consultancy occupations.
Given the various industries and occupations business insurance can cover, the cost of it can vary greatly. This is due to several factors including: