Business Insurance in Cairns

Business Insurance for Cairns businesses

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.  

 As of 2024, there are 14,842 small businesses in Cairns, with 113 additional new businesses registered since 2022. 

The main employing industry is Healthcare and Social Assistance, employing 19.1% of the population, followed by Education and Training, which employs 10% of the population, and Retail Trade, which employs 9.5% of the population. 

The sector with the largest amount of registered businesses is Construction, with 2,642 businesses registered. This is followed by Rental, Hiring and Real estate services, which has 1,811 registered businesses, and Professional, Scientific and Technical Services, which has 1,556 registered businesses. 

Like all small business owners, they each have are responsible for taking reasonable steps for the safety of their customers, suppliers and the community and for their property.