Public Liability Insurance in Port Macquarie
Local agents based in NSW
Flexible payment options – monthly or annually
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Public Liability insurance for Port Macquarie businesses
Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustain property damage as a result of your negligent business activities.
Even the most careful businesses in NSW run the risk of injuring someone or damaging something during regular operations. A public liability claim can be costly and time-consuming. That’s why many businesses in Port Macquarie choose to consider purchasing Public Liability insurance.
“Many thanks to Becky for her pleasant and professional service. She made the whole transaction quick and smooth.”
Mark T.
Moulding Manufacturer
What does Public Liability insurance cover?
Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent business activities. It also covers claims for damage to property owned by a third party as result of your negligent business activities.
Most Public Liability policies extend to cover Product Liability. If you sell, supply or deliver goods, even in the form of repair or service, you may need cover for negligence claims against you where your product has caused injury, death or damage.
The following activities are typically not covered by a Public Liability insurance policy:
- Injuries to your employees.
- Damage to your own property.
- Costs of rectifying faulty workmanship.
- Professional negligence
- Contractual liability.
- Motor vehicle claims.
- Events occurring before or after the policy period.
How much does Public Liability insurance cost for Port Macquarie businesses?
Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This is due to several factors including:
- The type and nature of your business.
- Your business turnover and size.
- The amount of insurance cover your business needs.
- BizCover makes it easy for you to compare and buy business insurance online. In just a few minutes, you can compare insurance quotes from some of Australia’s leading insurers on our platform.
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