Public Liability Insurance In Darwin

What does Public Liability insurance cover?  

Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent business activities. It also covers claims for damage to property owned by a third party as a result of your negligent business activities. It’s clear that the legal costs of a public liability claim could pose a financial burden to a small business. Public Liability Insurance gives you peace of mind by picking up the reasonable legal and defence costs associated with a covered claim. 

The following activities are typically not covered by a Public Liability insurance policy: 

• Injuries to your employees
• Damage to your own property
• Costs of rectifying faulty workmanship
• Professional negligence
• Contractual liability
• Motor vehicle claims
• Events occurring before or after the policy period

“Your company made the renewal process not only affordable but also uncomplicated. With appreciation and gratitude.” 

Kelly K.

• Homeopath Business Owner

The testimonials, statements and opinions presented on this website are representative of individual experiences. Results may vary and may not be representative of the experience of others. We are not responsible for any of the opinions or comments posted on our website. The testimonials are voluntarily provided and are not paid, nor were they provided with free products, services or any benefits in exchange for the testimonials. 

How much does Public Liability insurance cost for Darwin businesses?

On average and as a ballpark figure, small businesses pay $39* per month for a Public Liability insurance policy with BizCover. Public Liability insurance is one of the most popular types of insurance. In fact, it is likely to be very important for almost every kind of business, from those that operate in the trades and service industries, to businesses that are predominantly office-based, such as consultancy occupations. 

Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This is due to several factors including: 

• The type and nature of your business
• Your business turnover and size
• The amount of insurance cover your business needs

* Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.