Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
Easy and professional claims support
Pay by the month option & policy documents emailed instantly

Please select your occupation to proceed.

Who it’s for Cover types Cost How to buy

Insurance For Tradesmen Insurance For Self Employed Contractors

Business Insurance Guide for the Self-Employed – Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.

Independent contractors urged to review agreement fine-print

With Australians’ work preferences and priorities shifting, many Australians are reconsidering their employment arrangements and choosing to forego full-time permanent employment in favour of becoming independent contractors.

How to manage your finances as a contractor

Choosing to become a contractor and operate as an independent contractor instead of as an employee of a business or organisation in a traditional sense generally requires that you are very good at what you do. After all, a contractor who isn’t an expert in their field and who can’t demonstrate a proven track record when interviewing for a new contract position may well struggle to find their next contract gig.

13 business ideas for self-employed carpenters

Are you considering becoming a self-employed carpenter? It may pay to choose a specialty. Selling yourself as a niche carpenter could help you find clients looking for your particular set of skills who are willing to spend more for someone with true expertise.

How to price a job as a contractor

Being a self-employed contractor gives you a distinct competitive advantage. There are many things outside your control, such as the inevitable rise or decline in material costs, but you also get to be your own boss and determine your own prices and rates.

Understanding subcontracting and how to score the jobs

Working for yourself as a subcontractor offers a great amount of freedom and flexibility when it comes to taking on different jobs. Our guide goes through some of the basics of understanding what subcontracting involves and importantly how you can land those all important jobs to keep your business going.

Business Insurance Guide for the Self-Employed – Part 2

Navigating the world of business insurance can be confusing which is why we’ve made it our mission to make it a bit easier. We’ve created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long run.

Business Insurance Guide for the Self-Employed – Part 4

In the final piece of our Business Insurance for the self-employed guide, we take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of why self-employed workers need to consider these forms of cover.

Business Insurance Guide for the Self-Employed – Part 3

When it comes to fine print in the world of business insurance, it can feel like you’re reading another language. To make life easier, we’ve done the translating for you and created a simple, comprehensive guide on all things Business Insurance for the self-employed.

The 5 biggest mistakes tradies make with their insurance

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

very easy, no hassles.

Cain H Halpern-Hodge Trades & Services
Very good

Mohamed M Plumber/Plumbing and Gas Services
awesome service

Darren J Trades & Services
very easy to use

Mitchell W Floor Covering Laying
GEORGE GABRIEL IS AN ASSET TO BIZCOVER AND SHOULD BE COMMENDED FOR HIS EXCELLENT ATTITUDE AND ENERGY!

Zoe H Trades & Services
Easy and convenient to renew online

Billy M Trades & Services
Great service!

Jeff G Gilling Trades & Services
Pleasure to do

Charlane S Trades & Services
Very user friendly! Thanks

Paul S Trades & Services
unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions

Richard A Trades & Services

Individual Covers

Business Insurance Pack

Business Insurance Pack

Industries we Cover

Trusted by over 270,000 AU Small Businesses

Partner

Do you have customers who could use BizCover?

Help

Official Stuff

BizGiver by BizCover

Refer a Friend Rewards

Our Price Promise

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Business Insurance Guide for the Self-Employed – Part 1

Independent contractors urged to review agreement fine-print

How to manage your finances as a contractor

13 business ideas for self-employed carpenters

How to price a job as a contractor

Understanding subcontracting and how to score the jobs

Business Insurance Guide for the Self-Employed – Part 2

Business Insurance Guide for the Self-Employed – Part 4

Business Insurance Guide for the Self-Employed – Part 3

The 5 biggest mistakes tradies make with their insurance

Reviews related to Insurance For Tradesmen

Related Topics