Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
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Insurance For Tradesmen Insurance For Self Employed Contractors

How to set up your own sole trader contracting business

Becoming a sole trader and starting your own self-employed business can be a highly rewarding and fulfilling journey. The Australian economy is overwhelmingly made up of small businesses (97.2%), with around 62.5% of these being self-employed sole traders. And there are plenty of advantages to becoming a sole trader, such as:

Business Insurance Guide for the Self-Employed – Part 4

In the final piece of our Business Insurance for the self-employed guide, we take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of why self-employed workers need to consider these forms of cover.

What are the common types of sole trader businesses in Australia?

The term ‘sole trader’ gets thrown around a lot in the small business world and can sometimes cause some confusion with what type of business set up it is relating to. We are here to help shed some light and details on what some of the most common types of sole trader business structures are in Australia and how they work.

A sole traders and freelancers guide to business insurance

Working for yourself as a sole trader or freelancer creates many different opportunities. Whether you’re a photographer, a tradie, a graphic designer or run an online retail store, there’s one thing that sole traders and freelancers all have in common- the need to protect their business with business insurance.

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Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

How to set up your own sole trader contracting business

Business Insurance Guide for the Self-Employed – Part 4

What are the common types of sole trader businesses in Australia?

A sole traders and freelancers guide to business insurance

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