Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
Easy and professional claims support
Pay by the month option & policy documents emailed instantly

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Insurance For Tradesmen Insurance For Self Employed Contractors

Business Insurance Guide for the Self-Employed – Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.

Independent contractors urged to review agreement fine-print

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Are you considering becoming a self-employed carpenter? It may pay to choose a specialty. Selling yourself as a niche carpenter could help you find clients looking for your particular set of skills who are willing to spend more for someone with true expertise.

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Choosing to become a contractor and operate as an independent contractor instead of as an employee of a business or organisation in a traditional sense generally requires that you are very good at what you do. After all, a contractor who isn’t an expert in their field and who can’t demonstrate a proven track record when interviewing for a new contract position may well struggle to find their next contract gig.

How to price a job as a contractor

Being a self-employed contractor gives you a distinct competitive advantage. There are many things outside your control, such as the inevitable rise or decline in material costs, but you also get to be your own boss and determine your own prices and rates.

Understanding subcontracting and how to score the jobs

Working for yourself as a subcontractor offers a great amount of freedom and flexibility when it comes to taking on different jobs. Our guide goes through some of the basics of understanding what subcontracting involves and importantly how you can land those all important jobs to keep your business going.

Business Insurance Guide for the Self-Employed – Part 2

Navigating the world of business insurance can be confusing which is why we’ve made it our mission to make it a bit easier. We’ve created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long run.

Business Insurance Guide for the Self-Employed – Part 4

In the final piece of our Business Insurance for the self-employed guide, we take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of why self-employed workers need to consider these forms of cover.

Business Insurance Guide for the Self-Employed – Part 3

When it comes to fine print in the world of business insurance, it can feel like you’re reading another language. To make life easier, we’ve done the translating for you and created a simple, comprehensive guide on all things Business Insurance for the self-employed.

The 5 biggest mistakes tradies make with their insurance

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

Great

Robert D Trades & Services
Easy and convenient to renew online

Billy M Trades & Services
easy to use and very helpful, Thanks

Scott G Plumber/Plumbing and Gas Services
Easy, fast and very helpful

James R Trades & Services
So easy to purchase - thanks

Jill W Wardropper Trades & Services
easy to nbuy and set up which is great

Dennis H Floor Covering Laying
So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

Shirley M McIntosh Trades & Services
i guess hoping i dont need to find out by having to claim & then finding issues.

Tammy M Trades & Services
Easy and effective thank you

Werner B Garden And Lawn Maintenance
Good

Fuad T Floor Sanding

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Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Insurance For Self Employed Contractors

Public Liability and Portable Equipment cover

Business Insurance Guide for the Self-Employed – Part 1

Independent contractors urged to review agreement fine-print

13 business ideas for self-employed carpenters

How to manage your finances as a contractor

How to price a job as a contractor

Understanding subcontracting and how to score the jobs

Business Insurance Guide for the Self-Employed – Part 2

Business Insurance Guide for the Self-Employed – Part 4

Business Insurance Guide for the Self-Employed – Part 3

The 5 biggest mistakes tradies make with their insurance

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