Public Liability Insurance in Perth

... of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims Events occurring before or after the policy period How much does Public Liability insurance cost for Perth ...

read more

Public Liability Insurance in Adelaide

... by a Public Liability insurance policy: Injuries to your employees Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims ...

read more

Public Liability Insurance in Brisbane

... by a Public Liability insurance policy: Injuries to your employees Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims ...

read more

Public Liability Insurance in Hobart

... by a Public Liability insurance policy: Injuries to your employees Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims ...

read more

Public Liability Insurance in Darwin

... by a Public Liability insurance policy: Injuries to your employees Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims ...

read more

Public Liability Insurance in Port Macquarie

... . That's why you should consider Public Liability insurance to provide the financial protection your business deserves. “Many thanks to Becky for her pleasant and professional service. She made the whole transaction ...

read more

Public Liability Insurance in Rockhampton

... by a Public Liability insurance policy: Injuries to your employees Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims ...

read more

Public Liability Insurance in Mandurah

... by a Public Liability insurance policy: Injuries to your employees Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims ...

read more

How much does Public Liability Insurance Cost?

... will apply.  Get a hassle-free quote for your business here. Given the various industries and occupations Public Liability insurance can cover, also means the cost of it can vary greatly. This is due to a number of ...

read more

What is Product Liability Insurance?

... injury or property damage as a result of a product defect can be expensive, and without the right Product Liability insurance you could find yourself in hot water. I f you operate as a sole trader, you will ...

read more

What is Public Liability Insurance?

... $75,000 as well as defence costs (to the assessor and lawyer) of $30,000. Without the public liability insurance, the graphic design business would have been liable for over $100,000! *As with any ...

read more

Public Liability

... to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier ...

read more

Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

... should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ... claims of negligence, malpractice and ... it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance . #1 Protection against claims of negligence, malpractice and ...

read more

What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... ins and outs of Public Liability insurance and what you need to ... what is Public ... Liability insurance typically not cover? Injuries to your employees Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability ...

read more

5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... your business? Not all Public Liability policies are the same and ... ... 's relevant authority to know what is required. Public Liability insurance is also requirement for many industry associations and professional memberships, which will also stipulate the minimum level of cover ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... ' activities. Failure in obtaining public liability insurance policy can expose a business ... for losses or damage to a third party as a result of your business' activities. Failure in obtaining public liability insurance policy can expose a business to a range of risks. As a business, you will inevitably have ...

read more

Professional Indemnity Insurance for Civil Engineers

... your pearls of wisdom and professional services. Like any profession there ... your services. As a professional, considering Professional ... can be crippling, and potentially enough to send you out of business. Below we'll explore Professional Indemnity insurance and how it can apply to your work as a Civil engineer. Civil Engineering risks Within ...

read more

How Does Professional Indemnity Insurance Benefit You?

If you are a professional and have your own company, ... have professional insurance, which can also be referred to as professional indemnity ... own company, then it is advisable that you have professional insurance, which can also be referred to as professional indemnity insurance . Professionals are expected to possess extensive technical knowledge in their ...

read more

What Limit of Professional Indemnity Insurance Do I Need?

... consumers is 'What limit of Professional Indemnity insurance do I need?' While ... . If you belong to a professional association, it is always ... a good idea to contact the association and check whether there is a minimum limit of Professional Indemnity Insurance you are required to maintain to comply with their compliance requirements. They may also be able ...

read more

How the cost of Professional Indemnity insurance is calculated

... the cost of a Professional Indemnity (PI) insurance policy is calculated and ... that impact the cost of Professional Indemnity insurance ... more than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of ...

read more

Misconceptions Around Professional Indemnity Insurance

... misconception is that the claims professional indemnity insurance covers are only the ... ... the word can spread like wildfire over the internet and community. This is where the value of professional indemnity insurance can be recognized. If you were somehow involved in consulting or advising a client and they ...

read more

Professional Indemnity Insurance 101: For Allied Health Professionals

... to protect yourself is with professional indemnity insurance. This type of policy ... ... essential their lives are also properly protected. One of the best ways to protect yourself is with professional indemnity insurance . This type of policy provides cover for people who risk legal action as a result of ...

read more

Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... the policy holder due to professional carelessness or accusations. Sometimes ... that any potential policy holder needs to consider when deciding upon whether or not they should buy professional indemnity insurance is the potential financial loss that can occur as a result of legal fees whether or ...

read more

Professional Attire Insurance

... of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for any stain, torn or ...

read more

Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... is not only insured with professional indemnity, but also with the ... ... Skin Naturalé Lynn Ross also holds extra cover options to her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she started her business selling natural and organic skincare ...

read more

Management Liability Insurance

... a company. Think of it like this: where Professional Indemnity insurance covers the advice or service you provide to your clients, Management Liability insurance covers the risks that arise from running your business ...

read more

Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... not only gives you peace of mind knowing that there is protection in place for when disaster strikes, Public Liability insurance may also be a requirement if you are working under a contract or as a condition of entry to ...

read more

Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... an example, at some point you may want to add business insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance policy, it usually is a good idea to look around ...

read more

Do I need Public Liability insurance?

... for all kinds of business from professionals and tradesmen to retailers and other types of small businesses. Is Public Liability insurance a legal requirement? Public Liability Insurance is not a legal requirement ...

read more

What is Professional Indemnity Insurance?

... ? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if and when you do slip up in your normal course of work. Here ...

read more

Do I need Professional Indemnity insurance?

... for it or not, a claim must be defended - ignoring it won't go away. Don't despair. Professional Indemnity insurance is your best defence when faced with a claim. You get the assistance of an expert insurer by your ...

read more

Cyber Liability Insurance

... 2018 it might be time to bite the bullet and get the right cover for your business. i Cyber Liability insurance * is designed to help protect you from claims and support your profitability in the event of a ...

read more

Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... might have been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss ...

read more

Cyber Liability Insurance: the safety net small businesses need

It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... damage to your business by covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance won't prevent an attack, but it will help businesses to manage the event effectively and be ...

read more

Insurance for Pet Professionals

... so you can work with pets from Hobart to Hamilton Island ! Insurance for pet professionals Public Liability No matter how much care you take , accidents can happen when ...

read more

Insurance for pharmacy and pharmacists

... compared to other providers of pharmacy insurance within the market . Liability Insurances for pharmacists Professional Indemnity insurance * provides cover for you as a pharmacist ...

read more

Home Based Business Insurance

... to have been in place before you contracted the disease.  Employment Practices Liability* Employment Practices Liability (EPL) Insurance is designed to help employers minimise the risk and potential cost of claims ...

read more

BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... insurance model that connects independent professionals and small businesses to critical Professional Liability ... (E&O) insurance ... to a new way of thinking, a new way of underwriting, and a new way of pricing professional liability insurance for independent professionals and small businesses. Our online model (made mainstream by the personal auto ...

read more

Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share the ... is ... Professional sports Motor sports Why do self-employed workers need to consider Personal Accident and Illness insurance ... Cyber Liability What is Cyber Liability insurance? Cyber Liability insurance* is ...

read more

Professional Indemnity for Real Estate Agents

... In the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... acts, errors and omissions from Professional Indemnity Insurance with a number of set policy inclusions ... misrepresentation is plainly stated in the advertising material and liability on the real estate agent is easy to see. ...

read more

Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... ins and ... . This can tak e you away from your business and the potential to earn an income. Professional Indemnity insurance helps bear the on-going legal costs involved with the claim and allow s you to have a ...

read more

BizCover SME Insurance Price Index Q1 FY20

... and professionals have seen material price reductions on their Public Liability insurance, while ... ... across all products, driven by both a 5% (Retail) and 13% decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the steady industry increases we have seen ...

read more

A Guide to PI Insurance

... and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance ... 't know if they are getting the best deal. This is where BizCover steps in to satisfy your Professional Indemnity Insurance needs. BizCover allows you to get live online quotes in under 2 minutes , and purchase in ...

read more

Insurance for Bakers

... Accidents can easily occur in a bakery which makes Public Liability an important type of insurance to consider. Public Liability insurance is designed to provide protection for you and your bakery business in ...

read more

Insurance for Disability Workers

... advice, relying on you to help them live their best lives. Having Professional Indemnity and Public Liability insurance as a disability support worker is vital important to provide protection for you ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from clients ... ... IT recruitment and placement services What do IT Liability policies provide cover for? IT Liability insurance provides cover for a breach of the policyholders professional duty to a client in the performance of ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... in the event of a costly claim. It is vital to know the difference between Professional Indemnity and Public Liability insurance, as these are two very different covers that offer protection for different types of risks ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... ), and could be enough to put a small business out of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business or profession involves providing a service or advice, then ...

read more

Insurance for IT Professionals

... more common requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend most of your time visiting your client's ...

read more

Insurance for Architects

... important Professional Indemnity insurance for your business for any claims arising from work you do before finishing up but which are notified to you after the doors have closed. Public Liability Insurance ...

read more

Insurance for Carpenters

... may need to consider Product Liability insurance*. It protects your business against claims by third parties relating to property damage or personal injury caused by your products. Professional Indemnity When you're ...

read more

Insurance for Professionals

... , investigator costs and expert fees). Public Liability Insurance* Public Liability insurance can be an important form of cover for all types of professionals. It is designed to provide protection for ...

read more

Insurance for Consultants

... is a potential for you to have enormous liability exposure , which may affect your personal assets if things go wrong. Insurance for Consultants Professional Indemnity* There are literally hundreds of ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... yoga teacher members: $10m Public Liability $5m Professional Indemnity (malpractice), preferably $10m $10m Professional Indemnity Namaste, ask away! Sorting your Yoga teacher insurance doesn't need to be ...

read more

Insurance for Social Workers

... or advice. Professional Indemnity insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Public Liability insurance* is an ...

read more

Insurance for Plumber

... the provision of your professional service or advice. Professional Indemnity insurance will also assist with ... of stock Employers Practices Liability Employment Practices Liability (EPL) Insurance* is designed to help ...

read more

Understanding Insurance for Real Estate Agents

... without its risks. From providing professional advice to storing sensitive client ... consider the appropriate kinds of insurance you may require ... Negligence in rendering professional services  Misleading and deceptive conduct  Poor property management  Some statutory breaches   Public Liability Insurance * Interacting with ...

read more

Insurance for Hair & Beauty Services

... service or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Whether you ...

read more

Insurance for Victorian Plumbers

... you to hold a minimum level of Public Liability insurance before you can operate. Further details can be ... the provision of your professional service or advice. Professional Indemnity insurance will also assist with ...

read more

Insurance for Yoga Teachers

... require you to obtain a permit including public liability insurance before holding classes on council owned land, such as the public park? Has your professional association set a minimum level of cover required ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... contracts that you have. Often they will require you to have a minimum level of Public Liability or Professional Indemnity insurance however, you may decide that you need a higher level of cover than what is stipulated ...

read more

Understanding Insurance for Mortgage Brokers

... the appropriate types of business insurance. [] ... claims covered by the policy. BizCover offers Professional Indemnity insurance policies that can meet the requirements of RG210. Public Liability Insurance* When you are in regular contact ...

read more

Insurance for Engineers

... (and costs) can be severe. Professional Indemnity insurance is designed to provide your business with ... business affairs of your company. Management Liability insurance will provide protection to your company ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... your professional service or advice. The level of cover you may need is typically based on the size, scope, and type of land surveying projects your business uses. Public Liability Public Liability insurance is ...

read more

Insurance for makeup artists

... insurance cover to protect you and your business. Insurance for Makeup Artists Professional Indemnity Insurance ... is why Public Liability insurance is an important form of insurance. It provides protection ...

read more

Public Liability NSW

... their individual average monthly premiums below. How much do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a broad range of occupations that usually require specialist ...

read more

Insurance for Accountants

... losses for your clients . Professional Indemnity insurance will protect your business from ... confidentiality by your system being hacked. Cyber Liability insurance helps to protect you from claims and supports ...

read more

Understanding Insurance for Interior Designers

... where having the right business insurance in place is vital. Let ... and outs of how business insurance can protect your interior design ... ... service or advice. Professional Indemnity insurance will also assist with the legal costs associated with managing claims which are covered by the policy.  Public Liability insurance* Whether you have ...

read more

Insurance for Civil Engineers

... ? From Brisbane to the back of Bourke, your Public Liability insurance covers you anywhere within Australia. Insurance for Civil Engineers * Professional Indemnity As a civil engineer, you are recognised as an ...

read more

Public Liability WA

... 2018 and their individual average monthly premiums. How much do Professionals pay for Public Liability Insurance in WA? The term 'Professionals' covers a wide range of occupations that typically need ...

read more

Insurance for martial art teachers

... made against you . Having Professional Indemnity insurance can help you respond to ... a dojo or somewhere else. Either way, Public Liability insurance is important for martial arts trainers by providing ...

read more

Public Liability QLD

... and their individual average monthly premiums below. How much do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a broad range of occupations that usually require ...

read more

Understanding Insurance for Graphic Designers

... , that's when your business insurance comes into play. We've ... ... or advice. Professional Indemnity i nsurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance* Whether ...

read more

Insurance for Lawn Mowing Services

... That's where Public Liability insurance comes into play, an essential insurance to protect your business ... . Accidents can happen on even the most professional and organised working conditions. Should the unexpected ...

read more

5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... want to consider upping the level of your Public Liability insurance. Similarly, take into account any changes in nature ... you may want to increase your Professional Indemnity insurance. Also, consider any new contracts ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... both sectors saw no changes to the cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over the last few years, however this year the increases ...

read more

Insurance for Nurses

... practice unless you are covered by a Professional Indemnity Insurance policy that meets the minimum requirements set ... nurses and midwives must include: a) Civil liability cover b) Appropriate retroactive cover* for ...

read more

5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... you're an exceptionally prime target. Cyber Liability insurance is a 'must have' policy for ... professional fees for bookkeepers, accountants, lawyers and other associated costs. Every business has different insurance ...

read more

Reviews related to educator professional liability insurance

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.