Business Insurance the Smart Way

... small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance ... for you by: Compare multiple providers and buy your policy online ...

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A Guide to PI Insurance

... is to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity). ... Professional ... Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance for professionals ... also allows business professionals to compare policies from leading insurance providers (AIG, Dual ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time to ... your insurance to ensure that if ... , claim not to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3. ... payment options available as some providers offer a discount for paying ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a ... All businesses providing advice should have PI Business Insurance - insures your business for ... from a number of different providers online, and instantaneously buy one ...

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A roadmap to staying in business for the long haul: Part 2

... to becoming a successful small business owner is one of twists ... to help you stay in business for the long run. Strap ... ... of the ways business insurance can help keep your business alive: Public Liability ... an abundance of online course providers where you can learn new ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want to ... make the most of your business ... cloud computing for your business. The right cloud provider will allow pay-as-you-go ... account or insurance for their business. It may be that the provider of ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... lucky country, but sometimes your ... to bring a business to its knees. Business interruption insurance is designed to ... business is already on its way to recovery. Just contact your provider ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and excluded ... ... building, contents and/or stock a Business Insurance policy usually comes with some ... the insurer. If approved, your insurance provider will be able to provide ...

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Don't be a pork chop - insure your butcher shop

... into creating your butcher shop business starting with the early days ... ... sure you check with your insurance provider, as this clause can vary ... unable to open for business. Thankfully, under a Business Insurance pack there is ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite go ... action taken against ... action taken against your business. Like all insurance policies, there are several ... words, you must advise your insurance provider if any of the following ...

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Money

... to considerBack to Business Insurance Money Money insurance protects your business money (which will ... financial provider ceases trading the following day. What's typically covered? Business Money ...

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Being financially prepared for Bushfire Season

We're moving into that time of the year again - on one hand we are welcoming the warm weather and on the other hand, some of us are preparing for the bushfire season ... financial protection for your business. If your business is shut down for ... free as possible. Contact your insurance provider as soon as possible. Photograph ...

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Pet Stays, becomes the 32nd BizGiver winner

... care provider, has been crowned the 32nd Winner of BizCover Insurance's BizGiver ... $2000 Small Business Grant, winning an ... ... care provider, has been crowned the 32nd Winner of BizCover Insurance's BizGiver ... $2000 Small Business Grant, winning an ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... your overall business insurance plan. What types of insurance should food businesses consider? Public ... an insured interruption to the business. Business Insurance offers a range of cover ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... most risks that a small business faces? Have When looking for Business Insurance, most small business owners typically worry about covering ... out as part of your Business Insurance policy. In some cases may ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... may not know about small business insurance - which may help you ... million dollar claim. However your business insurance may cover personal items If ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance Price Index shows ...

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6 Areas You May Not Have Thought Business Insurance Covers

... it's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft .. ... other cover options offered through Business Insurance if you make a claim ... Money Did you know your Business Insurance policy can also provide cover ...

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Business Insurance

... ?Get the right cover The business of Business Insurance Whether you have just ... to ensure you'll be in business tomorrow. Business Insurance can provide financial cover ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance to ... ... your business and your bottom line. Whilst you've got the insurance to ... of the most common BizCover Business Insurance customer claims, and tips on ...

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The Easter Bunny's Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... in stop working? Within a Business Insurance pack the Easter Bunny would ... He also has cover for Business Interruption, and should the unthinkable ...

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What is Business Insurance?

Do I need business insurance?Claim Example What is Business Insurance? Business Insurance can provide cover for ... your business' premises and ...

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How much does Business Insurance cost?

... am a Food Business Owner How Much Does Business Insurance Cost? Business Insurance, sometimes referred ... food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... the best value on your business insurance. Cover yourself up! Check your ... having enough insurance could mean the difference between staying in business or ...

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Business Insurance FAQs

Business Insurance FAQs Got questions about Business Insurance? We've got the answers! Check ... to sort out your Business Insurance? Your small business is a big deal ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one the ... assets is Small Business Insurance. But what kind of insurance do you actually ... ... for your profession. Professional Indemnity Insurance explained. Business Insurance Business Insurance often comes as a ...

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Steady as she goes - still no increases in Insurance Premiums!

... that the market for small business insurance continues to benefit from stability ... in insurance prices, with little movement in ... of the few ... that the market for small business insurance continues to benefit from stability ... in the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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Insurance Premiums for Retailers Continue to Climb

... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with the index rising ...

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Small Business Continues to Win on Insurance Prices!

... , prices remain flat for small business. Recent financial results from the ... increase; however the BizCover Small Business Insurance Price Index ... increase; however the BizCover Small Business Insurance Price Index for the first ... win for small businesses! Prices across all insurance classes were stable across ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... to protect your business. Let us centre your insurance chakra by exploring ... to protect your business. Let us centre your insurance chakra by exploring ... Cover as part of a Business Insurance pack to protect your valuable ...

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Protect your business with Statutory Liability Cover

... different types of insurance policies available to small businesses to protect against ... However, many business owners are unaware that ... as optional cover with your Business Insurance. In this post, we will ... Statutory Liability option* to your Business Insurance policy can help cover: Monetary ...

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Is your Small Business Summer Proof?

... challenges and risks every small business should be aware of. Complete ... ... you get your Business Insurance you also cover for Business Interruption which can ... scenarios. Glass Cover, under a Business Insurance Pack will cover your for ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May ... latest winners of BizCover's Small Business Buddy Wishes ... latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May ... initiative of BizCover, an online Business Insurance service that has partnered with ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... just how much having good business insurance coverage can save a small ... displayed on it. “Thankfully my Business Insurance policy included building and contents ...

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New Sapphire Coast business gets a $2000 head start

New Sapphire Coast business gets a $2000 head start ... ... , business name registration, licences and permits, stock/raw materials or inventory, insurance, rent ... program, is Australia's top online business insurance service and started the program ...

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Latest Small Business Buddy Winner: Evermore Memories

... Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... new unique business based in Geelong Victoria, is ... latest ... Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... camera. BizCover, Australia's leading online business insurance service, started the $2000 monthly ...

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Business Interruption

... to considerBack to Business Insurance Business Interruption Cover Most small business owners like to ... , Blondies, in 2017. Business Interruption insurance helped saved her business by maintaining her ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... your legal and defence costs. Business Insurance To bring your creative visions ... damaged, destroyed or even stolen? Business Insurance provides tailored protection for your ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... of the different types of business insurances for cabinet makers to consider. ... maker to find insurance options that protect your business for when you ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... by Australia's first online Small Business Insurance Comparison Site, is a $2000 ... these individual and very unique businesses like Deviant Distillery be successful ...

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A guide to Plasterer's insurance that won't leave you, board

... worked hard to get your business where it is, so why ... by not having the right insurance in place? Read on to ... ... impact upon your business reputation. Luckily there's an insurance for that, so ... identified and valued on your insurance certificate. To help make things ...

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Big Bunny Business: An Interview with the Easter Bunny

... insurances he has in place to protect his very successful chocolate business. ... ... insurances he has in place to protect his very successful chocolate business. ... my Personal Accident and Illness insurance. Being self-employed means, I cannot ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

... time to make sure your business premises is prepared for the ... tips can help make your business safer for the cooler seasons. ... ... Liability insurance is one of the vital safeguards for your business, protecting ... all things insurance to get your business covered with the right insurance policies.

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult ... aspect of running a business and you'll most likely get ... venturing down the path of business ... , BizCover, an online insurance service for small businesses, knows all too well ... business, and they need not be a policy holder with BizCover's insurance ...

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Insurance Considerations for Personal Trainers

... to protect yourself and your business from the […] ... to protect yourself and your business from the different risks that ... of risk consider public liability insurance which will provide financial protection ...

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Childers Local wins the latest Small Business Buddy Grant

... HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of ... the Bizcover $60,000 'Small Business Buddy Program' Grant Queensland,February ... years have embraced our online insurance services over more traditional methods ... of buying insurance. Having someone literally change their business capacity overnight ...

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Stranger Businesses

... share with us their "strange" business names. Creative, left of centre ... , these businesses are definitely ones that you ... ... Australian owned and made clothing business. Coming from a graffiti background ... business name may be, at BizCover we offer a variety of insurance ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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A roadmap to staying in business for the long haul: Part 1

... , that developed into printing some business cards and before you knew ... owner of your own small business. By no means, an easy ... feat, getting ... keep your personal finances and business accounts separate Tune in to ... personal– share posts of your business' achievements and staff. Creating a ...

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BizCover Customers' Top Tips To Grow A Business

... the plunge and start a business? Also, and perhaps most importantly ... in order to grow your business once you've taken that plunge ... ... anticipating a better year of business in 2019 accredits their continued ... the person behind the small business they are supporting.” One Management ...

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Our Customers Get Their Bad Business Habits Out of Their System

... campaign that showed how small business owners really feel about their ... system! The campaign features small business owners who were previously ... system! The campaign features small business owners who were previously victims ... Finally, we found Kate, the business consultant, known for her no-nonsense ...

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The Risks of Growing Your Small Business

"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... decide what other special insurances your business needs. The little things might ... This is about more than Business Interruption insurance, which covers lost income ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... to protect you and your business against the financial risk in ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... barracking for their business, suggesting that their business will perform 'much better' ... pain points, including: Building the business and getting new customers– Problems ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... is especially ... is especially the case with Business Insurance options like Portable Equipment and ... insurance provides repair or replacement for accidental loss or damage to business ...

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Despite Insurers Talk, Premiums Won't Walk

... Talk, Premiums Won't Walk… SME Insurance Premiums Stay Flat Over the ... 5 quarters the BizCover Small Business Insurance Price Index (Graph ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... property related insurance which is more commonly bought by those businesses with ...

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A Close Shave with Underinsurance

Just as your business is growing and changing it' ... make sure that your Insurance grows with your business and you're not ... A large number ... like any good business owner, covered her business with Business Insurance. For the next ... 4 years Samantha grew her business ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... Liability insurance policy has adequate cover to protect you and your business ... to protect your business, which includes having sufficient Business Insurance coverage to provide ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

... as one of the top businesses in the area at the ... Penrith Local Business Awards and won the BizCover ... "BizGiver Business Grant". Kaydee ... program, is Australia's top online business insurance serviceand revolutionised the industry when ... finally allowing small businesses to quickly compare multiple business insurance quotes for free ...

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Kate Owen Gallery wins BizGiver Grant

... WINS BIZCOVER'S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A ... for supporting indigenous artists. The business […] ... for supporting indigenous artists. The business success has reached such a ... BizGiver initiative, started by BizCover Business Insurance, has given away over $45 ...

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Creative Agency, Hustle Workshop is the latest BizGiver Winner

... of bizcover.com.au $2,000 small business grant has been announced. Hustle ... win the $2000 BizGiver Small Business Grant, receiving a new top . ... coveted BizGiver Small Business Grant. BizCover, Australia's leading online business insurance service, started ... these individual and very unique businesses like Hustle Workshop be successful ...

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Pure Flowers wins the latest BizGiver

... FLORIST HAS WON BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ... ... success.” BizCover, Australia's leading online business insurance service, started the grant of ... supplier guides to promote local businesses that provide floral related services ...

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ET Circus is the latest winner of the BizGiver Grant

... Circus, a much loved entertainment business in the sunshine coast community ... ... Circus, a much loved entertainment business in the sunshine coast community ... grant. BizCover, Australia's leading online business insurance service, started the grant of ...

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Machinery Breakdown

... notThings to considerBack to Business Insurance Machinery Breakdown This insurance covers the cost ... the refrigeration unit? ← Back to Business Insurance

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Employment Practices Liability

... ’s notThings to considerBack to Business Insurance Employment Practices Liability Cover* Employment ... dispute? ← Back to Business Insurance * As with any insurance, cover will be subject ...

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Portable Equipment

... notThings to considerBack to Business Insurance Portable Equipment This insurance cover provides repair ... between these two. ← Back to Business Insurance

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Statutory Liability

... ’s notThings to considerBack to Business Insurance Statutory Liability This option covers ... or Local Government? ← Back to Business Insurance

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Goods in Transit

... ’s notThings to considerBack to Business Insurance Goods in Transit Protects you ... skilled and experienced? ← Back to Business Insurance

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'Children of Night Markets' wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. "Children of the Night Markets", have won the coveted BizGiver $2000 grant for the ... the coveted BizGiver $2000 Small Business grant. “We entered because it ... , started by Australia's leading online business insurance service BizCover, grants the wish ...

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Jobs Shared wins the latest BizGiver Grant

THE LATEST WINNER OF BIZGIVER $2000 GRANT HAS BEEN NAMED AS JOBS SHARED, THE INNOVATIVE NEW JOB SHARING EMPLOYMENT SERVICE. After Simone McLaughlin had her first child ... in nearly every type of business across Australia, it's inspiring to ... success.” BizCover, Australia's leading online business insurance service, started the grant as ...

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Top trends in the furniture industry

The rise of telecommuting is driving the demand for home office furniture. The need for home offices increased during the financial crisis in 2008-2009 and the European ... your furniture manufacturing business, you should consider buying business insurance. Eco-Friendly Design Buyers ...

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BizGiver finds it's latest winner in Wild Forage

... crowned; Wild Forage, a small business supplying seasonal wild edible plants ... portable fridge, critical to their business. Wild Forage is bringing ... the small business community, who have embraced our online insurance services over ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...

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Why having an office inventory list is essential.

... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you're filling out your ... ... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you're filling out your ...

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Pooches Playroom - Customer Spotlight

... cover a huge variety of businesses. One that caught our attention ... ... fun!!!” *BizCover is the preferred insurance partner of the NEIS (New ... to start their own Small Business. See more at https://neisnow.com.au ...

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Scooter & Jinx wins BizGiver Grant

... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... wish of the winning small business every season. Since it's inception ...

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World Snake Day Customer Spotlight

... insuring all kinds of different businesses. From caf owners and electricians ... ... insuring all kinds of different businesses. From café owners and electricians ... great advice for fledgling business owners: “In my business, something that I ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

Giving back to the small business community is something we're immensely ... competition, where one lucky small business owner has the chance to ... Giving back to the small business community is something we're immensely ... efficiency and productivity of the business. When asked what being a ...

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Customer Spotlight - Lucid 8 Unisex Apparel

... customer Laura Vogt and her business Lucid 8 Unisex Apparel. Laura ... ... the word 'Entrepreneur' meant in business studies at school and thinking ... leading catalysts which propelled my business into popularity,” When asked what ...

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Customer Spotlight: Cazeil Creative

... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... ... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... weddings and international events. “My Business was only weeks old when ...

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Customer Spotlight: PerfEx Consulting

... as starting his own successful business PerfEx […] ... as starting his own successful business PerfEx Consulting. PerfEx Consulting is ... performance excellence and de-risk their business.” “BizCover supports me to do ...

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10-Year Customer Spotlight: Circul8

... , says she first started the business […] ... how she would describe the business in a nutshell, Alana said ... a large part of our business.” This emphasis on innovation has ...

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.