Business Insurance in Cairns

... out of the experience. Professional.” Sharron W. Disability Services Provider H ow much does Business insurance cost ? On average, small businesses in Cairns pay around $73.93 * * a ...

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Business Insurance the Smart Way

... and small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes online ... with any insurance questions you might have. BizCover works for you by: Compare multiple providers and ...

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Money

... to consider Back to Business Insurance Money Cover* Money insurance protects your business money (which will ... your financial provider ceases trading the following day. *As with any insurance, cover will ...

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How much does Business Insurance cost?

... *Data based on NSW BizCover customers How much do food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses operating in the food industry is $132.75 per month ...

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What is Business Insurance?

... ) or you have stock items, then you need to protect these with the right Business Insurance cover: Businesses that own stock &/or fixtures and fittings and contents Consultants that use portable valuables like ...

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Business Insurance in Melton

... pay  $ 79.55 ** a month for  their business insurance package . Business  insurance is one of the most popular types of insurance for small businesses in Melton . In fact, it is arguably important ...

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Business Insurance in Parramatta

... pay $71.30 * * a month for  their business insurance package . Business  insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably important ...

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Business Insurance in Toowoomba

... $60.97 ** per month for  t heir business insurance packages . Business  insurance is one of the most popular types of insurance for small businesses in Toowoomba . In fact, it is arguably important ...

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Business Insurance in Townsville

... Townsville pay $91.55 * * per month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Wollongong. In fact, it is arguably important for ...

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Business Insurance in Wollongong

... pay  $ 70.12 ** per month for  their business insurance package . Business  insurance is one of the most popular types of insurance for sm all businesses in Wollongong . In fact, it is  arguably ...

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Business Insurance in Launceston

... in Launceston pay  $ 52.8 **for  their business insurance packs . Business  insurance is one of the most popular types of insurance for businesses in Launceston . In fact, it is arguably important ...

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Business Insurance in Mackay

... around  $ 68.55 ** per month for  their bu siness insurance package . Business  insurance is one of the most popular types of insurance for businesses in Mackay . In fact, it is arguably important for ...

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Business Insurance on the Gold Coast

... on the Gold Coast pay  $ 75 a month ** for  their business insurance , which is one of the most common types of insurance for small businesses on the Gold Coast . In fact, it is arguably important for ...

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Business Insurance in Geelong

... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to ...

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Business Insurance on the Central Coast

... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to ...

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Business Insurance in Bundaberg

... pay around $60.51 * * a month for a Business insurance policy . Business insurance is one of the most popular types of insurance for small businesses in Bundaberg. In fact, it is arguably important for ...

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Business Insurance in Bunbury

... in Bunbury pay around $54 * * a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it is arguably important for almost ...

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Business Insurance in Newcastle

... around  $ 71.06 ** per month for  their business insurance  p ackage . Business insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably ...

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Business Insurance

... ’s included & what’s not? Get the right cover The business of Business Insurance* Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... limited resources it's hard to plan for everything. Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent them. Theft Theft is unfortunately common for small ...

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Business Insurance FAQs

... ! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover ...

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Business Interruption

What’s covered & what’s not Things to consider Back to Business Insurance Business Interruption Cover* Most small business owners like to prepare for unexpected events by insuring their premises, contents or ...

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Portable Equipment

... ’s covered & what’s not Things to consider Back to Business Insurance Portable Equipment* Portal Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable ...

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Machinery Breakdown

What’s covered & what’s not Things to consider Back to Business Insurance Machinery Breakdown* This insurance covers the cost to repair or replace specified machinery following a breakdown. Did you know? ' ...

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Theft

What’s covered & what’s not Things to consider Back to Business Insurance Theft Cover* This option can cover your contents and stock from theft, attempted theft or armed hold up. It is not uncommon for theft ...

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Employment Practices Liability

... covered & what’s not Things to consider Back to Business Insurance Employment Practices Liability Cover* Employment Practices Liability (EPL) Insurance is designed to help employers minimise the risk and potential ...

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Statutory Liability

... What’s covered & what’s not Things to consider Back to Business Insurance Statutory Liability* Statutory Liability insurance covers the company, senior management and employees for allegations of wrongful breaches ...

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Goods in Transit

What’s covered & what’s not Things to consider Back to Business Insurance Goods in Transit* Goods in Transit covers (subject to a specified limit) loss or damage to goods owned by you which are damaged in ...

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Professional Attire Insurance

... hat better than a member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for ...

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iSelect partners with BizCover to launch business insurance comparison

... their general insurance offering to include business insurance, through a ... partnership with BizCover, Australia's leading small business insurance ... iSelect has expanded their general insurance offering to include business insurance, through a partnership with BizCover, Australia's leading small business insurance service provider. Through the BizCover partnership ...

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Business Insurance Guide for the Self-Employed - Part 1

... plans for success. Any solid business plan should have a focus ... strategies and protection for your business for the long haul. From ... , there ... policy wording/ product disclosure statement or contact your insurance provider for details. Cover for Product Liability protects your businesses against claims by third parties relating to property ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... 've created a guide to business insurance for the self-employed that ... and ... a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types ... be confirmed by your insurance provider. Claim example The Insured ...

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Insurance for Furniture Manufacturers

... When you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... . BizCover assists furniture manufacturers to find the right insurance options to protect their business. Working with some of Australia's leading insurance providers means we can provide a range of competitive ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... are a few options when it comes to buying business insurance including, going direct to an insurer, paying a ... a long and complicated process, so try to find a provider who will sort it out for you whilst keeping you ...

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Insurance for Massage & Alternative Therapies

... promoting their general health. Just like any health provider, it's an unfortunate reality that massage ... storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, ...

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How to survive the silly season: a guide for small businesses

... last-minute gifts and service providers, like hairdressers and beauty therapists ... and parties. No matter what business [] ... get their last-minute gifts and service providers, like hairdressers and beauty therapists, booked ... especially if you're anticipating an increase in business. If you have insurance for your stock, make sure that you have ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... claim not to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3. ... Check the payment options available as some providers offer a discount for paying annually which could ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... business from financial loss. BizCover helps land surveyors find great insurance options that protect their best interests if an unfortunate or unexpected situation should occur. We work with leading insurance providers ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a . ... different providers online, and instantaneously buy one that suits you.” Gottlieb's top three tips to assessing your insurance needs are: Analyse your specific risks: identify what the risk could cost your business ...

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Insurance for IT Professionals

... to any of these questions is yes, you might want to consider Business Insurance for coverage of one or more of building, contents, machinery breakdown ... Developer Internet Service Provider Data Processing Service ...

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10 small businesses share what they love about their small business

... love most about their small business. From the challenges to the ... Encore Admin Consulting (virtual assistant business) For Korryn, it is the ... marketing@bizcover.com.au with what you love about your small business, and if you're looking to fall in love with a business insurance provider that will return your calls, check out the latest quotes at bizcover ...

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7 Ways to Spring Clean Your Business

... perfect time to revive your business. Whether it's learning a ... an overhaul, spring cleaning your business is an opportunity to refresh ... to ... and if there are new providers out there. Actually clean ... business. Review your insurance As your business grows and changes , so do your insurance needs. Revisi ti ng your business insurance ...

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A Guide to PI Insurance

... is to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity). ... Professional ... in under 2 minutes , and purchase in only a couple more. BizCover also allows business professionals to compare policies from leading insurance providers ( AIG , Dual and Vero ) to make sure that you're getting the ...

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

... worked hard to build your business, so it makes sense to ... Professional Indemnity and Public Liability insurance. #1 Protection against claims ... business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance ... #4 Recognised Health Insurance provider To enable your ...

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A Guide to Helping Your Business Make a Stress-Free Claim

Lodging an insurance claim is never a fun ... something that mattered to your business due to a disastrous event ... you just want your small business ... ? If you are not covered for events that may impact your business, it may be worthwhile to talk to your insurance provider about extending your cover or purchasing additional policies. While you will ...

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How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... experience. • Verify whether or not the insurance company can provide adequate professional insurance that is required for your business. • Make sure that your insurance provider can help you accomplish your long term ...

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A roadmap to staying in business for the long haul: Part 2

... to becoming a successful small business owner is one of twists ... to help you stay in business for the long run. Strap ... ... be thrown in the way. Having business insurance in place to protect your business from unexpected challenges is a wise ... learning. There is an abundance of online course providers where you can learn new skills in a variety ...

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Protecting your Business from Cyber Risks - Part 2

... business from a cyberattack. We also explain what Cyber Liability insurance ... it as part of your business security plan. Tips to stay . ... insured was a medical service provider . They experienced a ransomware service ... a variety of business insurance options to help protect your business. At BizCover , we're all about making insurance easy and hassle ...

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Business Insurance Guide for the Self-Employed - Part 3

... print in the world of business insurance, it can feel like you ... , comprehensive guide on all things Business Insurance for the self-employed. In ... Austral ian Tax Office (ATO) requesting an audit is enough to make you panic. Tax Audit Insurance covers a business for specified costs if the ATO selects it for auditing. The policy covers the costs of ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... minutes. If you run a business, it is absolutely essential that ... yourself and your assets with business insurance. However, figuring out exactly ... want to waste money on coverage you don't need.  In the past, the best way to find business insurance was to talk to people in your industry and ask for a recommendation of a broker familiar with ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... theft. It can also provide cover against any financial loss resulting from an insured interruption to the business. Business Insurance offers a range of cover options to choose from, allowing you to tailor a policy to ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... A small price to pay even if it is unlikely you will have a million dollar claim. However your business insurance may cover personal items If you have cover for theft and there is a break in to your office ...

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Home Based Business Insurance

... was compromised. The impact could be devastating to your business. Cyber liability insurance is a type of business insurance product, which protects your business against both the legal costs and expenses (including ...

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Business Insurance Guide for the Self-Employed - Part 4

... final piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share .. ... Give us a call or jump online to discover a variety of business insurance options to help protect your business. At BizCover we're all about making insurance easy and hassle-free, providing multiple quotes from some of ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... most risks that a small business faces? Have ... to make themselves welcome. Glass cover is often an option that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement by your landlord. It not only covers repair or ...

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... accidental ... , but your payout could be less than you think. As with all the other cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you were hoping to saving on some premium ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... plan for you we can help you with tips on getting the best value on your business insurance . Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... market at large has seen an increase in the cost of business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has remained flat over the last year. The BizCover index is ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... holding on to pricing gains made last quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two points. Despite this drop, some insurers have managed ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... insurers will be able to continue to further push premium rates up. It is a great time to be a buyer of insurance and if businesses are willing to obtain multiple quotes it is likely they could still save on their ...

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5 Reasons To Review Your Business Insurance This Christmas

... stressful!) time for many small businesses. Come December the big Christmas ... ... or manufacturing, chances are at this time of year you are carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft or damage? And if you do have you considered whether ...

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The Easter Bunny's Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... 's factory broke down or the refrigerators that the eggs are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for machinery breakdown and the deterioration of stock, covering ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring a ...

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Insurance for Real Estate Agents

... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to ...

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Insurance for Civil Engineers- what you need to know

... think about what kinds of business insurance coverage you may need to ... ... . Allegation of professional negligence are typically excluded from cover. Business Insurance Business Insurance can provide cover for your business assets* including its premises, contents, stock and in the ...

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Understanding Insurance for Interior Designers

... is where having the right business insurance in place is vital. Let ... ins and outs of how business insurance can protect your interior design ... you create the best designs for your clients so it makes sense to insure them. Contents insurance c overs your business contents or stock if they were damaged in a fire, storm or due to malicious damage ...

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Understanding Insurance for Physiotherapists

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... so there's no messy paperwork or jargon. Find out how we help you protect your business today. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... -edge online insurance model that connects independent professionals and small businesses to ... critical Professional Liability (E&O) insurance ... (annual revenues under 2.5 million dollars) have not had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the needs of this important and growing market; small ...

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Insurance for Architects

... a member of the public is injured or sustains property damage as a result of your negligent business activities. Business Insurance* Your clients bring in your income, but where would you be without your ...

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Insurance for Gift Shops

... on stock that was left on the floor. Having the right Public Liability insurance will give you peace of mind. Business Insurance* Your customers are important but so is your stock, shop contents, and building ...

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Insurance for Hair & Beauty Services

... ? Whilst you're busy keeping heads turning, BizCover partners with some of Australia's leading insurers to offer you business insurance, a cut above the rest. With just a few clicks or a phone call, you'll get multiple ...

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Insurance for Finance & Mortgage Brokers

... damage as a result of you going about your business. Business Insurance* Your clients are important, but so are your business assets. Business Insurance is an insurance package designed to provide cover for your ...

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Insurance for Consultants

... commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to ...

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Insurance for Allied Health Professionals

... upon your expertise and knowledge. All Allied Health providers are human, making it possible for treatment ... pocket. Business Insurance* is an insurance package designed to provide cover for your business, contents,  ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... – she says nothing could be worth that amount of anguish. “If I had been responsible and set my business up with the insurance I needed, it would have been a very different story for me,” Janine says from her new home ...

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Insurance for Retailers

... take your customers' worries away with a bit of retail therapy, we'll take your worries away with business insurance. Whether you sell the best gifts in town, the latest fashion, or the most delicious baked goods, with ...

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Insurance for Furniture Manufacturers

... or damage to your assets could be enough to lose precious production time. Protect your business against the unexpected with the right business insurance. In a few clicks of a mouse or a phone call, you can get cover ...

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Insurance for Personal Trainers

... - This provides cover for your tools and other equipment used for business purposes only which travel with you  Contents insurance – Covers your business contents or stock if they were damaged in a fire, storm ...

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Insurance for Psychologists

... as you've spent countless hours nurturing your clients, you need to nurture your business too. Having business insurance is an important part of protecting your practice and your livelihood against damaging allegations ...

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Insurance for Car Wash and Auto Detailers

... damage as a result of your negligent business activities. Business Insurance* Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when ...

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Insurance for Pet Professionals

... accidental injury or death to a dog in your care. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Insurance for Plumber

... to or managing claims which are covered by the policy. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Insurance for Carpenters

... , tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and loss of revenue due to ...

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Insurance for Sole Traders and Self Emplyed

... on site or have a mobile business, protecting your assets with Business Insurance* can provide added peace of mind for your business. Business Insurance can provide cover for your business assets including its premises ...

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Insurance for Land Surveyors

... you utter your words of advice, consider protecting your surveyor business with Business Insurance. Did you know? Be sure to consider Business Insurance to cover your expensive equipment when out in the ...

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Insurance for Cafes

... , croissants or a cheeky muffin, so leave your order for business insurance with BizCover, the small business insurance specialist. Protecting your business has never been easier, receive multiple quotes, compare and get ...

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Insurance for Convenience Stores

... you could be left paying a small fortune if unplanned challenges crop up. Protect your business needs with tailored Business Insurance options that can provide cover for: Contents and Stock* – you rely on your ...

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Insurance for Butcher Shops

... you're busy bringing home the bacon and serving up the best cuts in town, let us look after your Business Insurance. Competitive quotes from leading insurers are only a few clicks or a quick phone call away. Select your ...

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Insurance for Professionals

... , at your client's home or at the coffee shop, there is always the potential for mishaps and accidents. Business Insurance* Your clients are your bread and butter, but would you be able to go about your ...

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Insurance for makeup artists

... for your tools of the trade in the case of them being lost, damaged, or stolen. General business insurance is designed to provide cover when insured events occur (for example, fire, storm or theft). It can ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.