Your business property is like your home away from home and is the place where you work your magic. Whether you’re in the business of providing expert advice to clients or serving up the best lattes in town, if the building you own was damaged by an unexpected event, like fire, storm or vandalism, how could your business keep operating?

Your business is your livelihood. So it’s vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms, theft and accidental damage.

Running a small business means making a hundred decisions before your first coffee. So it’s no surprise that insurance usually gets left on the “I’ll deal with it later” pile… until something goes wrong.

Business insurance. It’s probably not top of mind for most busy tradies. You may be required to have certain policies to work, but beyond that, you might not think about it much.

Getting a quote can be done online and only takes a few minutes.

Running a business from home is common in Australia, with over 1.3 million “household” businesses recorded by the Australia Bureau of Statistics during FY25. The home office setup can give business owners flexibility and affordability, but it may also create unintended risk for your business and your personal property.

Your small business not only makes up a massive part of your livelihood but is a significant investment. You have put time, money, and effort into getting the business started, opening its doors and following your dream.

The profession of bookkeeping is one that takes experience, precision, good organisation skills and attention to detail. Your clients put their trust in you to keep their financial records spick and span, without any hidden surprises come tax time.

Australian builders can get insurance to protect just about most parts of their business. This includes tools and materials, tool and equipment cover, contract works, and protection against worksite hazards. But there might be one part of their business that’s not yet covered—their professional services and advice.