5 Money Saving tips for Small Business

Most small business owners are conscious of their cash ... out or have been in business a while, you'll want to ... make the most of your business ... such as WebCentral, who offer affordable web design packages which will ... card, bank account or insurance for their business. It may be that ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one the ... assets is Small Business Insurance. But what kind of insurance do you actually ... to those of a salon owner who has a shop front. ... for your profession. Professional Indemnity Insurance explained. Business Insurance Business Insurance often comes as a ...

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Small Business Continues to Win on Insurance Prices!

... , prices remain flat for small business. Recent financial results from the ... increase; however the BizCover Small Business Insurance Price Index ... increase; however the BizCover Small Business Insurance Price Index for the first ... win for small businesses! Prices across all insurance classes were stable across ...

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How much does Business Insurance cost?

... am a Food Business Owner How Much Does Business Insurance Cost? Business Insurance, sometimes referred to ... questions asked by business owners is: “How much does Business Insurance cost?” This is ...

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A $2,000 Wish for Your Small Business

... small business owner about the most difficult aspect of running a business and ... venturing down the path of business ownership is trying ... , BizCover, an online insurance service for small businesses, knows all too well ... helped over 30 different small business owners from all sorts of industries ...

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Protect your business with Statutory Liability Cover

... different types of insurance policies available to small businesses to protect against ... or your own. However, many business owners< ... or your own. However, many business owners are unaware that there is insurance designed ... Statutory Liability option* to your Business Insurance policy can help cover: Monetary ...

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Our Customers Get Their Bad Business Habits Out of Their System

... campaign that showed how small business owners really feel about their expensive ... system! The campaign features small business owners who were ... system! The campaign features small business owners who were previously victims of ... our very own customers - and ask them what bad business habits ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that . ... how does a small business owner make savvy insurance decisions? Define “must haves ... All businesses providing advice should have PI Business Insurance - insures your business for ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering the ... most risks that a small business faces? When looking for Business Insurance, most small business owners typically worry about covering the ... windows!) If you own a high street business it's likely you'll have ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things don't ... your business and your bottom line. Whilst you've got the insurance to ... If you are a small business owner you know that things don't ... of the most common BizCover Business Insurance customer claims, and tips on ...

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A roadmap to staying in business for the long haul: Part 2

... to becoming a successful small business owner is one of twists, turns ... to help you stay in business for the long run. Strap ... ... to becoming a successful small business owner is one of twists, turns ... of the ways business insurance can help keep your business alive: Public Liability ...

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Keep calm and stretch on with Yoga Teacher insurance

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time to ... your insurance to ensure that if ... , claim not to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3. ... your business. This is due to each insurer having their own preferred ...

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Latest Small Business Buddy Winner: Evermore Memories

... Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... new unique business based in Geelong Victoria, is ... latest ... camera. BizCover, Australia's leading online business insurance service, started the $2000 monthly ... hired monthly previously and by owning the camera he now has ...

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5 Common Beauty Insurance Claims

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... poisoning - no small food business owner ever wants to hear that ... an insured interruption to the business. Business Insurance offers a range of cover ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

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Stranger Businesses

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May ... latest winners of BizCover's Small Business Buddy Wishes ... events, webinars, and seminars, helping business owners creating a successful and more ... initiative of BizCover, an online Business Insurance service that has partnered with ...

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A roadmap to staying in business for the long haul: Part 1

... business cards and before you knew it you became the proud owner ... of your own small business. By no means ... , an easy feat, getting ... you became the proud owner of your own small business. By no means ... to being a good small business owner. If you're not financially savvy ...

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BizCover Customers' Top Tips To Grow A Business

... the plunge and start a business? Also, and perhaps most importantly ... in order to grow your business once you've taken that plunge ... ... - our customers. One small business owner who is anticipating a better ... flow - like most small business owners - they're extremely confident in ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... up a new business or have been in business for a while ... and looking to buy insurance ... due to your business activities Professional Indemnity insurance protects businesses that provide a ... of your business assets, including any property that you own, your contents ...

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Business Insurance

... ?Get the right cover The business of Business Insurance Whether you have just ... to ensure you'll be in business tomorrow. Business Insurance can provide financial cover ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

... time to make sure your business premises is prepared for the ... tips can help make your business safer for the cooler seasons. ... ... Liability insurance is one of the vital safeguards for your business, protecting ... all things insurance to get your business covered with the right insurance policies.

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What is Business Insurance?

... these with the right Business Insurance cover: Businesses that own stock &/or fixtures and ... a café owners business. The owner was forced to close his business and repair ...

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The Risks of Growing Your Small Business

"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... from other business owners and be sure to do your own reference checks. ... decide what other special insurances your business needs. The little things might ...

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Business Interruption

... to considerBack to Business Insurance Business Interruption Cover* Most small business owners like to prepare ... , Blondies, in 2017. Business Interruption insurance helped saved her business by maintaining her ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... confidence, the constraints our small business owners are tackling, and much more. ... asked our small business owners to reflect on their business performance in 2019 ...

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Business Insurance FAQs

Business Insurance FAQs Got questions about Business Insurance? We've got the answers! Check ... to sort out your Business Insurance? Your small business is a big deal ...

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New Sapphire Coast business gets a $2000 head start

New Sapphire Coast business gets a $2000 head start ... ... , business name registration, licences and permits, stock/raw materials or inventory, insurance, rent ... , the owner of this grant program, is Australia's top online business insurance service ...

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Childers Local wins the latest Small Business Buddy Grant

... HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of ... the Bizcover $60,000 'Small Business Buddy Program' Grant Queensland,February ... with the owners, that wouldn't be possible in a larger business setting. ... methods of buying insurance. Having someone literally change their business capacity overnight ...

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Is your Small Business Summer Proof?

... its own unique set of challenges and risks every small business should ... ... its own unique set of challenges and risks every small business should ... you get your Business Insurance you also cover for Business Interruption which can ...

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6 Areas You May Not Have Thought Business Insurance Covers

... it's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft .. ... You can cover portable items owned by you, such as laptops ... other cover options offered through Business Insurance if you make a claim ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... severe to manage on your own, you should insure it.” The ... million dollar claim. However your business insurance may cover personal items If ...

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Big Bunny Business: An Interview with the Easter Bunny

... insurances he has in place to protect his very successful chocolate business. ... ... insurances he has in place to protect his very successful chocolate business. ... my Personal Accident and Illness insurance. Being self-employed means, I cannot ...

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Steady as she goes - still no increases in Insurance Premiums!

... that the market for small business insurance continues to benefit from stability ... in insurance prices, with little movement in ... of the few ... that the market for small business insurance continues to benefit from stability ... in the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance Price Index shows ...

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Insurance Premiums for Retailers Continue to Climb

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A Guide to PI Insurance

... is to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity). ... Professional ... Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance for ... Indemnity Insurance? Professional Indemnity Insurance forms the largest percentage of your business insurance ...

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Insurance Considerations for Personal Trainers

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The Easter Bunny's Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... in stop working? Within a Business Insurance pack the Easter Bunny would ... He also has cover for Business Interruption, and should the unthinkable ...

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Business Insurance the Smart Way

... small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance ... to help you with any insurance questions you might have. BizCover ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... and territories, each with their own Architects Act and registration boards. ... damaged, destroyed or even stolen? Business Insurance provides tailored protection for your ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... the best value on your business insurance. Cover yourself up! Check your ... having enough insurance could mean the difference between staying in business or ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... of the different types of business insurances for cabinet makers to consider. ... maker to find insurance options that protect your business for when you ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... to protect you and your business against the financial risk in ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often fail to ... ... most common issues with Business Insurance is that policy owners often fail to ... learn. Business owners also need to stay engaged in the insurance process. Insurance isn't ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

Giving back to the small business community is something we're immensely ... competition, where one lucky small business owner has the chance to win ... competition, where one lucky small business owner has the chance to win ... hairdressing, Renae finally opened her own salon. Operating out of Paradise ...

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Why having an office inventory list is essential.

... kind of thing that gets business owners excited, that is until something ... comes to claim on your insurance. When you're filling out your ... ... kind of thing that gets business owners excited, that is until something ... comes to claim on your insurance. When you're filling out your ...

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Customer Spotlight: MetaPeople

HR Business, MetaPeople has a great origin ... was running his own career management company with a business partner. Then ... ... was running his own career management company with a business partner. Then ... what they do and supporting businesses to achieve great things with ...

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Prevention & Protection - The Big Burglary Buffers

... despair that follows. Having your business burgled or robbed is a ... ... mind free from worry. BUSINESSES UNDER ATTACK Owning one of the two ... reduce your insurance costs considerably. Insurers appreciate the steps business owners take to ...

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A Close Shave with Underinsurance

Just as your business is growing and changing it' ... make sure that your Insurance grows with your business and you're not ... A large number ... and like any good business owner, covered her business with Business Insurance. For the next ... 4 years Samantha grew her business ...

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Pooches Playroom - Customer Spotlight

... cover a huge variety of businesses. One that caught our attention ... day care industry. Sally Evans owns Pooches Playroom, a place for ... ... Sarah would offer to aspiring business owners, she had this to say ... fun!!!” *BizCover is the preferred insurance partner of the NEIS (New ...

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We Bar None wins the 36th BizGiver Grant

... BizGiver grant is Ellen Burns, owner of We Bar None. Based ... ... done, for a business owner running the show on their own, it would ... LinkedIn Own a small business? BizGiver grants the wish of one lucky business owner ...

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World Snake Day Customer Spotlight

... all kinds of different businesses. From caf owners and electricians to personal ... ... great advice for fledgling business owners: “In my business, something that I have ... those looking to start their own business: “Don't get stuck down one ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

... as one of the top businesses in the area at the ... Penrith Local Business Awards and won the BizCover ... "BizGiver Business Grant". Kaydee ... , the owner of this grant program, is Australia's top online business insurance serviceand ... finally allowing small businesses to quickly compare multiple business insurance quotes for free ...

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Customer Spotlight: Tirol Sports

... one of our wintery small businesses, Tirol Sports. Some of the ... ... family owned ski hire business right inside of the large Arlberg Hotel. Owner ... something new to be a business owner and 'succeed',” explains Hagen. “As ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... is especially ... is especially the case with Business Insurance options like Portable Equipment and ... equipment that is owned, leased or managed by your business can be ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... exposures associated with running your own retail store, such as OH&S ... to protect your business, which includes having sufficient Business Insurance coverage to provide ...

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Scooter & Jinx wins BizGiver Grant

... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... opening. “As most new small business owners can attest to, setup costs ... wish of the winning small business every season. Since it's inception ...

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Customer Spotlight: Sunshine Confectionery Outlet

... our customers who's in the business of appealing to our sweet ... Willy Wonka to rethink his business model, Stuart and Denise Mulholland ... ... expanded since they started the business, Sunshine Confectionery has made their ... would give to other aspiring business owners, they had this to share ...

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10-Year Customer Spotlight: Circul8

... , says she first started the business […] ... a large part of our business.” This emphasis on innovation has ... she would offer to aspiring business owners, she had this to share ...

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Sto Lat Restaurant & Café wins the BizGiver grant

Conveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Caf! The restaurant specialises ... she would give to aspiring business owners, Eleonora offered a ton of ... published. Own a small business? BizGiver grants the wish of one lucky business owner ...

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Hardship & Triumph: Aussie Entrepreneurs Tell it How it is - Part 2

World Entrepreneurs' Day may have been and gone but quite frankly, we think there should be an entire week dedicated to this lot - so that's exactly what we're doing ... found a niche within the insurance industry by looking at where ... the role of mum and business owner as the biggest obstacle she ...

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Congratulations WHOLE Enteral Nourishment - Winner of BizGiver 40

WHOLE Enteral Nourishment is a start-up dedicated to changing the way people in Australia are tube fed. Their goal is a simple one, providing real, whole food, for tube ... know own a small business? BizGiver grants the wish of one lucky business owner ... to help take their business to the next ...

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Money

... to considerBack to Business Insurance Money Cover* Money insurance protects your business money (which ... money to and from your business premises? ← Back to Business Insurance

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Pet Stays, becomes the 32nd BizGiver winner

... 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an ... ... 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an ... PST Started in 2015, after Owner Manager Jeannene Anchen decided to ...

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BizGiver finds it's latest winner in Wild Forage

... crowned; Wild Forage, a small business supplying seasonal wild edible plants ... portable fridge, critical to their business. Wild Forage is bringing ... the small business community, who have embraced our online insurance services over ... like to be running my own restaurant creating unique food experiences ...

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ET Circus is the latest winner of the BizGiver Grant

... Circus, a much loved entertainment business in the sunshine coast community ... ... world a better place.” explains owner Tanya Abbey, “We're able to ... grant. BizCover, Australia's leading online business insurance service, started the grant of ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite go ... action taken against ... action taken against your business. Like all insurance policies, there are several ... defend the allegations on his own. How can I ensure my ...

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Don't be a pork chop - insure your butcher shop

... into creating your butcher shop business starting with the early days ... your name and opening your own store. Many hours and dollars ... ... your name and opening your own store. Many hours and dollars ... unable to open for business. Thankfully, under a Business Insurance pack there is ...

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Fit Body Fit Mind wins a clean bill of health with BizGiver prize

"Small Business is all about punching above ... Victorian health and fitness small business has won the 23rd BizGiver ... ... Chinese restaurants and flying,” explains owner Sheridan Smith, “After a tough ... nomination in the Australian Small Business Champions Awards, be voted 'Most ...

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'Children of Night Markets' wins the latest BizGiver

... HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. "Children of the ... will now be launching their own market stall. "A world in ... ... HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. “Children of the ... , started by Australia's leading online business insurance service BizCover, grants the wish ...

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Customer Spotlight: Elite Words

... to strike out on her own, starting Elite Words in April ... ... to strike out on her own, starting Elite Words in April ... Dawson justifies her insurance with BizCover. “I insure my business because it ...

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Despite Insurers Talk, Premiums Won't Walk

... Talk, Premiums Won't Walk… SME Insurance Premiums Stay Flat Over the ... 5 quarters the BizCover Small Business Insurance Price Index (Graph ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... property related insurance which is more commonly bought by those businesses with ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and excluded ... ... building, contents and/or stock a Business Insurance policy usually comes with some ... included as part of a business insurance policy but may be added ...

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Customer Spotlight - Lucid 8 Unisex Apparel

... customer Laura Vogt and her business Lucid 8 Unisex Apparel. Laura ... ... leading catalysts which propelled my business into popularity,” When asked what ... someone looking to start their own business she has this to say. ...

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Customer Spotlight: PerfEx Consulting

... , as well as starting his own successful business PerfEx […] ... well as starting his own successful business PerfEx Consulting. PerfEx Consulting is ... performance excellence and de-risk their business.” “BizCover supports me to do ...

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.