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What is insurance for yoga teachers?

Namaste! As a yoga teacher, you help others find their inner balance and calm. Business insurance can help you achieve the same, by safeguarding your yoga practice against everyday mishaps that threaten your finances and peace of mind.  

Depending on the cover you choose, you could be covered for misleading advice, student injuries, accidental property damage claims, cyberattacks that disrupt your online classes and more.   

what is yoga insurance

Why do yoga teachers need insurance?

Yoga teachers may need business insurance to cover bills resulting from third-party claims or unexpected disasters. 

Work as a contractor at a studio.

Manage a cyberattack. 

Business Interruption.

Pay legal costs if you face a liability claim.

Let’s cover your small business on the go

Start a quote to see how much you can save and buy online in minutes.

Who needs yoga insurance?

Business insurance is essential for many types of yoga businesses, like:

Yogalates

Yoga Chi Gung

What types of insurance do yoga teachers need?

We offer a range of policies designed to cover your business, services and studio. Build an insurance package that suits your needs and buy in minutes.

Public Liability

Covers costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Professional Indemnity

Covers losses and legal fees as a result of alleged or actual negligence in your professional services or advice.

Personal Accident & Illness

Covers individuals for loss of income if unable to work as a result of an injury or illness in or outside of work. Limits apply.

Personal Accident insurance

Cyber Liability

Protection against claims and supports your profitability following a broad range of cyber events.

Cyber Insurance

Business Interruption Insurance

Covers loss of income following an interruption to your business following an insurable event

Business Interruption Coverage

How much does nurses’ insurance cost?

The average monthly cost of business insurance for yoga teachers is $30 with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business. 

yoga insurance cost

How is the cost of insurance calculated?  

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Get cover that works with the risks of your business

Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.

Cover levels to choose from

  • $250K
  • $10M

Cover levels to choose from

  • $5M
  • $20M

Underinsurance

We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.

Ways underinsurance catches business owners out:

Inflation

With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.

Not covering the full cost of your risks

If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Get cover that works with the risks of your business

Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.

Cover levels to choose from

  • $250K
  • $10M

Cover levels to choose from

  • $5M
  • $20M

Unsure how much to choose? Think about:

Statutory professional requirements

Cover required by contracts

Number of employees being covered

Your contract value

Worst case scenario claim size

Underinsurance

We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.

Ways underinsurance catches business owners out:

Inflation

With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.

Not covering the full cost of your risks

If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.

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See how much others have saved while purchasing policy through BizCover

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Frequently Asked Questions

Depending on your needs, you might consider different types of insurance to protect your yoga practice. These may include: 

  • Professional Indemnity insurance. Professional Indemnity insurance* is essential for many yoga instructors. No matter how carefully you may plan your classes, implement certain sequences, or offer modification props, accidents can still happen. A student could easily become injured and as the yoga teacher, you could be held liable. 
  • Public Liability insurance. Public Liability insurance* is a common policy for yoga instructors. You may be required to have this cover if you hold classes in public spaces (like a council park) or work as a freelance instructor at a gym or studio.  
  • Cyber Liability insurance. Yoga may be an unconnected activity, but you might still use technology to run your yoga business. Cyber Liability insurance can help you cover costs related to a cyber incident, such as data breaches, ransomware, or phishing attacks. 
  • Business Insurance. Want to protect your studio and everything in it? You can customise your Business Insurance* policy to include only cover that meets your studio’s needs, like Contents* cover for damaged retail stock, Glass* cover for broken mirrors, and much more.  

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This was the most easy and clear process for getting insurance, with choices and options, and most importantly offering the exact insurance I required with an option to add on later. Thank you.

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That was SO EASY!!!

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