Insurance for social workers
Up to $10m in Professional Indemnity cover
Pay by the month and policy documents emailed instantly
Easy and professional claims support
Up to $10m in Professional Indemnity cover
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Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Up to $10m in Professional Indemnity cover
Pay by the month and policy documents emailed instantly
Easy and professional claims support
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What is insurance for social workers?
Social workers insurance (the different types of business insurance available to social workers) helps you manage the costs of various risks, ensuring your business can continue smoothly despite claims for unforeseen events.
Social workers provide much needed care and assistance to those who need it most. However, when you’re dealing with clients or handling their cases, you’re also exposing yourself to potential risks like third-party injuries, damage to a client’s property, or claims of errors and omissions in your professional advice. This is where business insurance comes into play.
Why do social workers need insurance?
Social workers may need business insurance to build client trust and cover unexpected bills.
Enhance their credibility.
Take time off during an injury or illness.
Pay legal costs if you face a liability claim.
To join professional associations
What types of insurance do social workers need?
We offer a range of policies designed to cover your business and services. Build an insurance package that suits your needs and buy in minutes.
Popular cover types for social workers:
Social workers could also consider:
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does business insurance for social workers cost?
The average monthly cost of business insurance for social workers is $49* with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below. This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
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5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
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See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Each social worker is different, with unique insurance needs. That said, here are a couple of business insurance policies you may consider as a social worker:
- Professional Indemnity insurance: This is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice.
- Public Liability insurance: Whether you are out visiting clients in their homes or working from an office, Public Liability covers legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity.
- Statutory Liability insurance, which protects you, your business and your employees against certain unintentional breaches of some Australian laws. It will also cover the costs of representation related to investigation costs for alleged breaches, as well as defence costs, and fines or penalties payable following a conviction.
Hear from our customers
Real-life customer reviews verified by Feefo
Very easy process and professional easy-going staff
Alisha C
I am really happy with the consultant. It was easy for me to go through this insurance. I am very grateful to him.
Kopila S
Connor was great to deal with. He knew his stuff, and was clear when he needed to check things. It’s great I can change coverage if needed. Thanks
Shane M
Tom was amazingly professional and he was also sensitive and had empathy dealing with me as I have never experienced or started a business before. So I was extremely impressed how I was treated and accepted to not understand most of the jargon. He help support me all the way.
Karina J
Real-life customer reviews verified by Feefo