Insurance for Roofers
Public Liability and Tool cover
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What is insurance for roofers and roofing contractors?
Roofing contractors insurance allows business owners to pick a selection of business insurance policies to cover the risks of their business. Such as accidents, mistakes in work, damaged equipment, and wild weather.
That’s where roofing insurance—business insurance designed to meet the needs of roofing contractors—might come in handy.
Why do roofers need insurance?
Roofing contractors may need business insurance to work on specific sites, and protect from unexpected legal costs.
Enter a job site
Replace lost or damaged equipment
Manage unplanned work interruptions.
Protect against potential financial losses.
Types of roofing businesses we cover
Business insurance is essential for many types of roofing businesses
Residential roofers
Commercial roofers
Roof Tilers
Roof Truss Installers
Solar Panel Installation
Roof Guttering Installation
Metal Roof Fixing
What types of insurance do roofers need?
We offer a range of policies designed to cover your business, tools, and stock. Build an insurance package that suits your needs and buy in minutes.
Popular cover types for roofing contractors:
Roofers could also consider:
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does roofers insurance cost?
Roofers pay an average of $120 per month for their insurance with BizCover. However, the cost of your policies will depend on factors, including the services you provide, and the value of your equipment.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory profession requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
Compare Quotes
Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Roofers Public Liability insurance* may be mandatory before you can begin roofing work. Your clients and other contractors you sub-contract for may require you to have your own policy. It may also be required to lease commercial warehouse or office space for your business.
A Business Insurance Package* is a convenient way to help protect yourself against various risks. Your roofers insurance package can be customised to your business needs, including cover for your owned Building*, the Contents* (including stock and records) stored inside, the Portable Equipment* (a.k.a. your tools of the trade) you need to do your work, and more.
If you were hurt or fell ill at work or at home, Personal Accident & Illness insurance* could be your safety net. While you recover from an injury or serious illness, this insurance will help cover your income.
Hear from our customers
Real-life customer reviews verified by Feefo
Awesome and saved me $100 a month
Chrisptopher B
Every staff member I spoke to was than happy to help me through all of my questions. Great service! Won me over from a competing company.
James O
Quick and easy. Took the hassle out of shopping around and comparing.
Adam T
So easy to renew – takes the hassle out of organising insurance.
Sarel D
Easy to use and beat my current insurances quote by a long shot- happy.
Thomas T
Real-life customer reviews verified by Feefo