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What is real estate agent insurance?

Real estate agent insurance (the insurance cover options available to real estate and property businesses) helps you manage the cost of everyday risks, like lawsuits, accidental property damage and cyberattacks.

Almost anything can happen when it comes to the sale and management of client properties. Risks like property damage, cyberattack, or a broken laptop could affect your ability to run your business.

Paying these and other unplanned bills out of pocket could strain your finances. That’s why many real estate agents and brokers consider business insurance.

Property business owner discussing with clients

Why do real estate agents need insurance?

Real estate agents and property businesses may need insurance to meet industry requirements and pay unexpected bills that could drain their bank accounts.

Receive and maintain a real estate license

Replace damaged equipment, such as a laptop

Manage a cyberattack

Pay legal costs if you face a liability claim

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What types of insurance do real estate agents need?

We offer a range of cover options designed to protect your business, professional reputation

Public Liability

Covers compensation costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Professional Indemnity

Covers financial losses and legal fees as a result of alleged or actual negligence in your professional services or advice.

Theft insurance

Covers the loss and damage of contents and stock to your business premises caused by a theft or attempted theft

Theft insurance

Management Liability

Covers the risks that arise from running your business, including unfair dismissal, harassment claims, and tax audit.

Management Liability

Cyber Liability

Protection against claims and supports your profitability following a broad range of cyber events.

Cyber Insurance

How much does insurance for real estate agents cost?

The average monthly cost of a business insurance for real estate agents is $115* with BizCover. However, the premiums you pay will depend on many factors, such as your revenue and cover amount.

A real estate agent at work

Factors influencing cost

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

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See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover

Frequently asked questions

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