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What is plumbers’ insurance?

No matter how careful you are, plumbing work does involve risks like slips, falls, injuries, lost tools or even damage to a client’s property.  

That’s where business insurance for plumbers comes into play. Plumbers’ insurance (shorthand for the types of insurance for residential and commercial plumbers you might consider) helps protect your plumbing business against a variety of risks, ensuring your operations can continue smoothly despite unforeseen events. 

Business insurance might be a requirement to operate as a plumber in certain regions. For instance, plumbers’ insurance in Victoria is required for residential and commercial plumbers. You must hold minimum levels of public liability insurance to work in the state. 

what is plumbers insurance?

Why do plumbers need insurance?

Plumbers may need business insurance to meet legal and contractual obligations, as well as to cover unexpected bills.

Enter a jobsite

Work as a contractor or sub-contractor

Pay legal costs if you face a liability claim

What types of insurance do plumbers need? 

We offer a range of policies designed to cover your business, tools and stock. Build an insurance package that suits your needs and buy in minutes. 

Public Liability

Covers compensation costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Professional Indemnity

Covers financial losses and legal fees as a result of alleged or actual negligence in your professional services or advice.

Business Insurance Pack

Package cover under one policy to protect assets and liabilities. Can include legal fees, repair costs, and business interruption.

Business Insurance

How much does plumbers’ insurance cost?

The average monthly cost of business insurance for plumbers is $124 with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business.

Cost of insurance for plumbers

Factors influencing cost

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Cost of insurance for plumbers

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

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See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover

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