Compare quotes from our trusted insurance partners:
On this page:
What is plumbers’ insurance?
No matter how careful you are, plumbing work does involve risks like slips, falls, injuries, lost tools or even damage to a client’s property.
That’s where business insurance for plumbers comes into play. Plumbers’ insurance (shorthand for the types of insurance for residential and commercial plumbers you might consider) helps protect your plumbing business against a variety of risks, ensuring your operations can continue smoothly despite unforeseen events.
Business insurance might be a requirement to operate as a plumber in certain regions. For instance, plumbers’ insurance in Victoria is required for residential and commercial plumbers. You must hold minimum levels of public liability insurance to work in the state.

Why do plumbers need insurance?
Plumbers may need business insurance to meet legal and contractual obligations, as well as to cover unexpected bills.
Enter a jobsite
Work as a contractor or sub-contractor
Pay legal costs if you face a liability claim
What types of insurance do plumbers need?
We offer a range of policies designed to cover your business, tools and stock. Build an insurance package that suits your needs and buy in minutes.
Popular cover for plumbers:
Plumbers could also consider:
How much does plumbers’ insurance cost?
The average monthly cost of business insurance for plumbers is $124 with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business.
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.


Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Real-life customer reviews verified by Feefo