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What is plasterers insurance?
Plasterers’ insurance (the many types of cover made for plasterers) helps protect your business finances from the cost of everyday risks, such as accidental property damage, broken equipment, and injuries on-site.
No two days are the same in the plastering business. And just like any trades it comes with its own risks, like accidentally damaging a customer’s floor with spilt plaster to your tools being stolen from your locked work van.
If paying to fix these and other events would dry up your bank accounts, then you may want to consider business insurance.

Why do plasterers need Insurance?
Plasterers may need business insurance to meet contractual obligations and protect from the legal cost of a claim
Enter a jobsite
Work as a contractor or subcontractor
Replace damaged or stolen equipment
Replace lost income while recovering from an injury
Who needs plasterer business insurance?
BizCover insures many types of plastering businesses!
Plasterers
Decorative Plasterers
Contract Plasterers
Plaster Ceiling Services
Fibrous Plaster Fixing Services
What types of insurance do plasterers need?
We offer a range of policies designed to cover your business, tools, and stock. Build an insurance package that suits your needs and buy in minutes.
Popular cover types for plastering businesses:
Plasters could also consider:
How much does plasterers’ insurance cost?
The average cost of business insurance for plasterers is $83 per month with BizCover.
However, the cost of your policies will depend on different factors, such as the value of your tools, and the size of your business.

Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.

Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below. This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
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See how much others have saved while purchasing policy through BizCover
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Plasterers may need Public Liability insurance to enter a jobsite or work as a contractor or subcontractor for another trades business. This requirement, including minimum cover amounts, will typically be written into a job contract.
Public Liability insurance is designed to provide protection for you and your plastering business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Portable Equipment cover provides protection for your valuable business assets against accidental loss or damage, as well as theft from a locked vehicle – anywhere in Australia. Portable Equipment insurance is an optional cover available through a Business Insurance Package.
Since your job relies on you to be fit and healthy to work, it’s a good idea to insure it. Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement or even death if you are unable to work as a result of an injury or illness (even if it occurs outside of your employment).
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