Insurance for Pest Control Services
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What is pest control business insurance?
Pest control business insurance (the different types of business insurance available to pest control professionals) helps you manage the costs of various risks, ensuring your business can continue smoothly despite unforeseen events. Whether you’re exterminating, fumigating, treating infestations, giving prevention tips or using chemicals, things can still go wrong. Pest control liability insurance is designed to help protect your business if a client files a claim against your services or professional advice.
Why do pest control businesses need insurance?
Pest control professionals may need business insurance to meet legal obligations and cover unexpected bills.
Enter a jobsite.
Lease a workshop
Work as a contractor or sub-contractor
Pay legal costs if you face a liability claim
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
What types of insurance do pest control businesses need?
We offer a range of policies designed to cover your business, equipment, and services. Build an insurance package that suits your needs and buy in minutes.
Popular cover types for pest control businesses:
Pest control businesses may also consider:
How much does pest control business insurance cost?
The average cost of business insurance for carpenters is $79 per month with BizCover.
However, your premiums will depend on different factors, such as the services you provide, the size of your business, and the cover amount chosen.
Factors influencing cost
Risks of the industry
Cover level amount
Annual Turnover
Number of Employees
Claims History
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How It Works – Buying Online
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5 Steps to get your biz insured:
- Enter Occupation
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- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
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- Get Cover Today
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How To Make a Claim Online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
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See How Much Others Have Saved By Purchasing a Policy Through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
While generally not a legal requirement, it is recommended you consider as a safeguard in case you face incidents like tool damage, theft, or legal claims of third-party injuries or property damage.
Each pest control business is different, with unique insurance needs. That said, here are a couple of pest control business insurance policies you may consider:
- Public Liability insurance. Public Liability insurance is designed to provide protection for you and your business in the event a client, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
- Business Insurance. This is a bundled insurance package that can provide cover for your business assets including but not limited to your premises, contents and tools in the event they are damaged or lost.
- Cyber Liability insurance, which can help protect your business against both the expenses (including compensation payments) and legal costs related to cybercrime incidents.
Hear from our customers
Awesome and saved me $100 a month
Chrisptopher B
Easy to use and beat my current insurances quote by a long shot- happy.
Thomas T
Easy to navigate and pay my Public Liability Insurance.
Steve
I was happy with the range of quotes, the ease of which to complete my transaction and the speediness.
Ali
Fantastic very smooth easy experience, Highly recommend
Ben
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