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What is painter or decorator insurance?

As a painter or decorator, you face many challenges while working in other people’s spaces. Paint spills, working at heights, and lost or stolen tools are just some of the business risks you don’t want to brush aside.  

Painter and decorators’ insurance (the different types of business insurance available to a painting or decorating business) can help protect your business and livelihood in case things go wrong.

A painter with a paint tin at a work site

Why do painters or decorators need insurance?

Painters and decorators may need business insurance to meet contractual obligations or cover unexpected bills resulting from third-party claims. 

Enter a jobsite

Lease a workshop

Pay legal costs if you face a liability claim

What types of insurance do painters or decorators need? 

We offer a range of policies designed to cover your business and tools. Build an insurance package that suits your needs and buy in minutes. 

Portable Equipment

Covers you for loss and damage to your tools and stock due to theft, fire and other perils listed in the wording.

Tool cover

Public Liability

Covers compensation costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Personal Accident & Illness

Covers individuals for loss of income if unable to work as a result of an injury or illness in or outside of work. Limits apply.

Personal Accident insurance

How much does business insurance cost for painters and decorators?

The average monthly cost of business insurance for painters and decorators is $70 with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business.

painter cost

How is the cost of insurance calculated?  

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

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See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover

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