Insurance for Mobile Food Vans
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What is mobile food van insurance?
Mobile food van insurance (the many types of business insurance made for mobile food businesses) helps you cover the cost of everyday risks, like third party injuries, accidental property damage and theft.
Just because you’re always on the move doesn’t mean you can outrun your business risks. Food poisoning, hot spills causing an injury, a customer with sticky fingers—the potential risks for mobile food vans are endless, and potentially costly.
That’s why many mobile food van owners consider business insurance.
Why do mobile food van businesses need insurance?
Mobile food vans may need business insurance to meet contractual obligations and manage any claims.
Sell food at public events
Do business on private property
Pay legal costs if you face a liability claim
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
Who needs restaurants’ insurance?
Many restaurant owners consider business insurance to protect their businesses, from cafes and coffee shops to mobile food trucks and pizza shops.
Food Trucks
Coffee Carts
Ice Cream Trucks
Lunch Wagon
Mobile Concession Stands
Mobile Catering Vans
What types of insurance do mobile food vans need?
We offer a range of cover options designed to protect your equipment, stock, and income. Build an insurance package that suits your needs and buy in minutes.
Popular cover for mobile food vans:
Mobile food vans may also consider:
How much does mobile food van insurance cost?
The average cost of a business insurance for mobile food vans is $50* per month with BizCover.
However, the amount you pay will depend on different factors, such as the events you work and the types of cover you choose.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Your industry
Required coverage
Your turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below. This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
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5 Steps to get your biz insured:
- Enter Occupation
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- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
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- Get Cover Today
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How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
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See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
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$1,200
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Andrea
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$1,500
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Deborah
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$3,600
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$800
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Stephen
IT Professional from
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$1,500
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Linda
Restaurant owner from
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$1,000
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^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Mobile food vans are not required by law to have Public Liability insurance, but a policy may be necessary to sell food at public events or on private property. This requirement may be written into the business contracts that you sign with festival organisers and other business owners.
Public Liability insurance is important for mobile food van businesses, providing protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Examples of the types of risks your mobile food van business could face include:
- The awning of your mobile food van falls down causing injury to a customer;
- Food poisoning;
- Hot spills, scalding or foreign objects in the food you sell; or
- Property damage to a customer if you spill a drink on their designer bag or phone.
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Easy site navigation easy to set up and a great price. After shopping around via phone and internet I still saved $300!
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Very easy procedure. A lot of time saved searching
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This was so easy, love it and will do all my insurances on line from now on
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