Insurance for Massage & Alternative Therapies
Policies available to meet requirements of industry associations & health fund providers
Competitive pricing with our Price Promise
Policies available to meet requirements of industry associations & health fund providers
Independent Feedback based on verified reviews
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare quotes from our trusted insurance partners:
On this page:
What is massage therapist insurance?
Massage therapist insurance (the different types of business insurance made for massage and alternative therapies) helps you manage the cost of everyday risks, like client injuries, professional misconduct claims, and theft.
A lot can go wrong while you’re helping clients rejuvenate and relax. Misunderstood advice, accidentally damaging a client’s belongings, broken equipment… The risks that massage and alternative therapists face are endless!
If the cost of setting things right makes your shoulders tense, you may want to consider business insurance.
Why do massage therapists need insurance?
Massage & alternative therapists may need business insurance to work with specific health funds and manage unplanned expenses.
Become a recognised provider with a health fund
Rent a room at a spa or medical office
Replace damaged equipment
Pay legal costs if you face a claim
Who needs massage & alternative therapies insurance?
Many massage & alternative therapists consider insurance to protect their businesses, including massage therapists, acupuncturists, homeopaths and many more.
Massage Therapists
Reiki Practitioners
Art Therapy Providers
Meditation Practitioners
Naturopaths
Hypnotherapists
Acupuncturists
Homeopaths
Herbalists
Did you know?
Massage and alternative therapy providers may need a Professional Indemnity policy to join a professional association. Your association may require you to have a minimum level of cover to join and maintain your membership.
For your clients to be able to claim a rebate from their health fund, you must be a recognised provider with the fund. Most health funds require providers to hold a current Professional Indemnity insurance policy with a minimum level of cover.
What types of insurance do massage & alternative therapy businesses need?
We offer a range of insurance options to protect your business and equipment. Create an insurance package that fits your business needs and buy online in minutes.
Popular cover types for massage & alternative therapies:
Massage & Alternative Therapies may also consider:
How much does massage & alternative therapies insurance cost?
The average cost of business insurance for massage & alternative therapies is $36 per month* with BizCover, however, the price you pay may vary. Business insurance premiums depend on different factors, like the services you provide and the amount of cover you choose.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
Compare Quotes
Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Just like any health provider, it’s an unfortunate reality that massage therapists are susceptible to the risks of making an error or providing misleading advice, leaving you open to claims of negligence.
A compensation claim made against you could potentially cripple your business, not to mention ruin your reputation. Professional Indemnity insurance will protect you against losses claimed by a third party due to alleged or actual negligence or errors in your professional services or advice.
Massage therapists and alternative therapy practitioners may need a Public Liability policy to lease commercial space for their business or rent a room at a spa or clinic. A policy may also be required for mobile practitioners who provide services in corporate offices.
Even if a Public Liability policy is not required for your work, you may still want to consider having one. Slips, trips and falls can be caused by your work as a massage therapist or alternative therapies professional, leading to potentially expensive claims or lawsuits. Public Liability insurance is designed to provide protection for you and your business in the event a client, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). Your Business Insurance Pack can be customised to include cover that fits your business needs, such as cover for your portable equipment, glass and for loss of revenue due to a business interruption in specified circumstances.
Hear from our customers
Real-life customer reviews verified by Feefo
Always easy to use the website and any contact has been fantastic and very positive. Thanks for making things so simple and affordable
Nathan O
So easy I am IMPRESSED it took 5mins SERIOUSLY
Cheree M
I have been unsure of what and how to go about purchasing my insurance. Came across biz cover and I felt relieved. Thank you so much guys, I will now wait for my insurance documents to be emailed
Dionne E
Thanks so much this was so simple, and saved me $200 from previous insurance company. Thankful for my friend’s recommendation.
Amanda F
Thanks guys for such a quick and easy transaction…Awesome…5 Star all the way!
Tracy V
Real-life customer reviews verified by Feefo