Insurance for Martial Art Teachers
Combined Professional Indemnity and Public Liability cover available
Coverage for training clients in your own home & anywhere in Australia
Combined Professional Indemnity and Public Liability cover available
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What is insurance for martial arts teachers?
Insurance for martial arts teachers is the different types of business insurance designed to help protect your business from common risks, like student injuries, negligence claims, damaged equipment, and more.
No matter what type of martial arts you’re trained in, there’s a level of risk when teaching others. From potential injuries to property damage, you have a duty of care to protect others if things go wrong.
With the right coverage in place, you can ensure a Zen mind and keep your business fighting fit.
Why do martial arts teachers need insurance?
Martial arts teachers may need business insurance to meet legal requirements and cover unexpected legal bills.
Hold classes on council land.
Freelance in a dojo, gym, or studio.
Replace damaged training equipment.
Types of martial arts businesses we cover
BizCover provides options for small businesses of all types, sizes and needs.
Karate
Tai Chi
Kickboxing
Jui Jitsu
What types of insurance do martial arts teachers need?
BizCover has insurance options for martial arts teachers, to cover accidents, buildings, and equipment.
Tailor your cover to your business needs, and get business insurance today.
Popular cover types for martial arts teachers:
Martial arts teachers could also consider:
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does martial arts teachers’ insurance cost?
The average cost of business insurance for martial arts teachers is $44 per month with BizCover. However, the cost of your policies will depend on different factors, such as the size and location of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory profession requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
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5 Steps to get your biz insured:
- Enter Occupation
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- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
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How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
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See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Business insurance is not a legal requirement for martial arts teachers, but there are times when a policy may be necessary.
It’s important to note that most gyms and studios, may require you to have your own Public Liability insurance in place before you can teach in their space. A Public Liability policy is also usually a prerequisite for obtaining a council permit to be able to work in public outdoor spaces.
If you are leasing your own premises your landlord may require proof of Public Liability insurance, and sometimes Glass insurance (an optional part of a Business Insurance Pack), for your martial arts business.
No, BizCover does not provide business insurance to martial arts businesses that oversee professional bouts or competitions.
Both forms of insurance cover different risks that may impact your business. Public Liability insurance is important for martial arts trainers by providing protection for you and your business in the event a student, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. Professional Indemnity insurance can help you respond to claims made against you or your business for losses incurred as a result of actual or alleged negligent acts or omissions in the provision of your professional martial arts service or advice.
A Business Insurance Package is an easy way for marital arts teachers to protect their business property and assets.
There are a number of different cover options for you to choose from, depending on your business needs. Here are a few for you to consider:
- Portable Equipment Insurance* covers the cost to replace or repair your portable martial arts training equipment if it’s lost, stolen or damaged anywhere within Australia.
- Building Insurance* covers the cost of repairing or rebuilding business premises (that you own) as a result of insured events, such as fire, storm and other perils.
- Business Interruption Insurance* cover for financial loss as a result of an interruption to your business caused by an insured event.
Hear from our customers
Real-life customer reviews verified by Feefo
This process has been super simple. Also much more cost efficient than other insurers.
Fabian P
Quick, efficient and easy to complete
Russell D
Super easy, uncomplicated and exactly what I needed. Thanks!
Joshua D
Very easy and quick to make changes to my policy
Brett B
Very easy to use website. Found what I needed straight away and was able to sign up for a new policy with a few easy steps.
Amy C
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