Insurance for Manufacturers
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Choose from a range of covers, including Machinery Breakdown
Choose from a range of covers, including Machinery Breakdown
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Public Liability and Portable Equipment cover
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What is insurance for Manufacturers?
Manufacturers insurance has cover options to help protect your business’ equipment, stock, building and employees from the cost of risks.
Machinery breakdown, injury caused by your product, a third-party injury on-site, or supply chain disruptions can happen to anyone in the manufacturing industry. In the event of th e unexpected, insurance helps you to get back to doing what you do best – running your business – with minimal hassle or down time.
Why do manufacturers need insurance?
Manufacturers may need business insurance to meet legal and contractual obligations, and cover unexpected legal bills.
Lease warehouse space.
Cover for damaged equipment or inventory.
Protect against potential financial losses.
Cover damages to your buildings.
Who needs manufacturer business insurance?
At BizCover, we insure all sorts of manufacturing businesses!
Welding Services
Fabricated Metal Product Manufacturing
Processed Food Manufacturing
Candle Manufacturing
Cosmetics Manufacturing
Jewellery Manufacturing
Cabinet Making
Toy or Game Manufacturing
Clothing Manufacturing
What types of insurance might consultants need?
We offer a range of cover designed to protect a consultant’s professional reputation and revenue. Build an insurance package that fits your needs and buy in minutes.
Popular cover types for manufacturers
Manufacturers could also consider
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does manufacturers’ insurance cost?
The average cost of business insurance for manufacturers is $110 with BizCover. However, the cost of your policies depends on different factors, such as the services you provide, and the risks and size of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
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Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Public and Products Liability insurance is an important form of cover. It is designed to protect your business against claims relating to personal injury or property damage as a result of your business activities, whether it’s providing a faulty or dangerous product; bodily injury sustained to third parties at your place of business, such as slips and falls; or damage to their personal property.
Yes! Business insurance can include coverage for your goods whilst they are in transit in a vehicle owned or operated by you against loss, theft or damage.
Manufacturers often have many business assets that they want to protect. A Business Insurance Pack is an easy way to protect your contents and stock, essential equipment and machinery, owned buildings, and more.
You can customise your Business Insurance to include cover that fits your needs, such as Contents, Building, Machinery Breakdown, Transit, and Business Interruption.
Product safety is governed by the Australian Consumer Law (ACL). A consumer can seek compensation from a manufacturer who has supplied a product with safety defects if that product has caused injury or death to an individual
Hear from our customers
Real-life customer reviews verified by Feefo
Excellent service – fast policy delivery a key benefit.
J. Harper
Heard you guys from 90.9 on the radio, then shortly after saw your ad on Instagram. Very easy to navigate site, excellent!
Andrew W
Easy and simple English policy Easy to apply on line Quick and simple
Shane B
The service very good, claim fast and easy – highly recommend
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