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What is insurance for land surveyors? 

Land surveyors insurance (the different types of business insurance available to someone with a land surveying business) helps you manage the costs of various risks, ensuring your business can continue smoothly despite unforeseen events. 

A day in the life of a surveyor could involve anything from conducting site inspections, certifying plans to providing advice on construction and issuing building permits. Providing professional advice or services as a surveyor means there’s the potential risk for a disappointed client to make a claim against you for the advice or services you have provided. That’s where business insurance for land surveyors comes into play. 

land Surveyor Insurance

Why do land surveyors need insurance? 

Land surveyors may need business insurance to meet contractual obligations and cover unexpected bills. 

Enter a work site. 

Enhance their credibility.

Work as a contractor or sub-contractor.

Pay legal costs if you face a liability claim.

What types of insurance do land surveyors need? 

We offer a range of policies designed to cover your business, tools and services. Build an insurance package that suits your needs and buy in minutes. 

Public Liability

Covers costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Professional Indemnity

Covers losses and legal fees as a result of alleged or actual negligence in your professional services or advice.

Business Insurance Pack

Package cover under one policy to protect assets and liabilities. Can include legal fees, repair costs, and business interruption.

Business Insurance

Personal Accident & Illness

Covers individuals for loss of income if unable to work as a result of an injury or illness in or outside of work. Limits apply.

Personal Accident insurance

Cyber Liability

Protection against claims and supports your profitability following a broad range of cyber events.

Cyber Insurance

How much does land surveyor business insurance cost?

The average cost of business insurance for land surveyors is $123* with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business. 

Land Surveyor Insurance cost

Factors influencing cost

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Get cover that works with the risks of your business

Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.

Cover levels to choose from

  • $250K
  • $10M

Cover levels to choose from

  • $5M
  • $20M

Underinsurance

We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.

Ways underinsurance catches business owners out:

Inflation

With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.

Not covering the full cost of your risks

If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.

Land Surveyor Insurance cost

Factors influencing cost

Risks of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly *Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Get cover that works with the risks of your business

Select different cover amounts for each policy listed below.

This is the most you will be paid out if you need to make a claim. 

Cover levels to choose from

  • $5M
  • $20M

Cover levels to choose from

  • $250K
  • $10M

Unsure how much to choose? Think about:

Statutory professional requirements

Cover required by contracts

Number of employees being covered

Your contract value

Worst case scenario claim size

Underinsurance

We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.

Ways underinsurance catches business owners out:

Inflation

With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.

Not covering the full cost of your risks

If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.

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We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.

See how much others have saved while purchasing policy through BizCover

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Frequently asked questions

Each landscaping business is different, with unique insurance needs. That said, here are a couple of business insurance policies you can consider as a land surveyor:

  • Professional Indemnity insurance, an important form of protection for surveyors.  It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. 
  • Public Liability insurance: Public Liability insurance is designed to provide protection for you and your business in the event a client, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
  • Business Insurance: This is a bundled insurance package that can provide cover for your business assets including but not limited to your premises, contents and tools in the event they are damaged or lost.
  • Cyber Liability insurance, which can help protect your business against both the expenses (including compensation payments) and legal costs related to cybercrime incidents.  

Hear from our customers

BizCover NZ Rating 4.7/5 on Feefo

Simple easy to follow process, I liked that you could go back and change options and not have to refill options you had chosen already if you re-chose them

Nick B

This is fabulous!! In the past applying for PI Insurance has been a slow painful exercise

Yammie O

This service is amazing, I won a client on Friday and now I am fully insured ready to start design work on Monday. Unbelievable!

Tessa R

Very easy and truly online service. Simple web interface layout as well.

Gajendra S

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