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What is insurance for gift shops?
Insurance for gift shops (the many types of cover available to gift shop owners) can help protect your business from the cost of everyday risks, like customer injury, damaged stock, and much more.
Running a gift shop comes with risk, from trip and fall injuries to a cyberattack targeting your customer data. Risks like these (and many others) can be expensive and damaging to your business.
With your hard-earned money tied up in stock for your business, it makes sense you would want to protect it. And for many gift shop owners, that means having business insurance.

Why do gift shops need insurance?
Gift shop owners may need business insurance to cover unexpected interruptions to business operations:
Lease shop space.
Replace lost or damaged stock.
Recover from a cyberattack.
Protect against potential financial losses.
Types of gift shops we cover
Gift shops of all shapes and sizes and covered by BizCover!
Gift Shops
Online Gift Shops
Souvenir Shops
Arts & Crafts Shops
Toy Shops
Game & Hobby Shops
What types of insurance do gift shop owners need?
BizCover has insurance options for busy gift shop owners.
Tailor your quote to your business risks, compare cover options, and buy online today.
Popular cover types for gift shop owners:
Gift shops could also consider:
Let’s cover your small business on the go
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How much does gift shops insurance cost?
The average cost of business insurance for gift shops is $67 per month with BizCover.
However, the cost of your policies will depend on different factors, such as value of your stock, and location of your business.


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See how much others have saved while purchasing policy through BizCover
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
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