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What is insurance for gift shops?

Insurance for gift shops (the many types of cover available to gift shop owners) can help protect your business from the cost of everyday risks, like customer injury, damaged stock, and much more. 

Running a gift shop comes with risk, from trip and fall injuries to a cyberattack targeting your customer data. Risks like these (and many others) can be expensive and damaging to your business. 

With your hard-earned money tied up in stock for your business, it makes sense you would want to protect it. And for many gift shop owners, that means having business insurance. 

What is gift shop insurance

Why do gift shops need insurance?

Gift shop owners may need business insurance to cover unexpected interruptions to business operations:

Lease shop space.

Replace lost or damaged stock.

Recover from a cyberattack.

Protect against potential financial losses.

Types of gift shops we cover

Gift shops of all shapes and sizes and covered by BizCover!

Gift Shops

Online Gift Shops

Souvenir Shops

Arts & Crafts Shops

Toy Shops

Game & Hobby Shops

What types of insurance do gift shop owners need?

BizCover has insurance options for busy gift shop owners.    

Tailor your quote to your business risks, compare cover options, and buy online today.

Public Liability

Covers compensation costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Cyber Liability

Protection against claims and supports your profitability following a broad range of cyber events.

Cyber Insurance

Contents Insurance

Covers loss or damage to business items at the insured location, such as equipment, stock, machinery, and furniture

Contents coverage

Building Insurance

Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind)

Building Cover

Business Interruption Insurance

Covers loss of income following an interruption to your business following an insurable event

Business Interruption Coverage

Let’s cover your small business on the go

Start a quote to see how much you can save and buy online in minutes.

How much does gift shops insurance cost?

The average cost of business insurance for gift shops is $67 per month with BizCover.  

However, the cost of your policies will depend on different factors, such as value of your stock, and location of your business.

How much cost gift shop insurance

Factors influencing cost

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Gift shop insurance cost

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Award-Winning Tech & People

We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.

See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover

Frequently asked questions

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