Insurance for Gift Shops
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What is insurance for gift shops?
Insurance for gift shops (the many types of cover available to gift shop owners) can help protect your business from the cost of everyday risks, like customer injury, damaged stock, and much more.
Running a gift shop comes with risk, from trip and fall injuries to a cyberattack targeting your customer data. Risks like these (and many others) can be expensive and damaging to your business.
With your hard-earned money tied up in stock for your business, it makes sense you would want to protect it. And for many gift shop owners, that means having business insurance.
Why do gift shops need insurance?
Gift shop owners may need business insurance to cover unexpected interruptions to business operations:
Lease shop space.
Replace lost or damaged stock.
Recover from a cyberattack.
Protect against potential financial losses.
Types of gift shops we cover
Gift shops of all shapes and sizes and covered by BizCover!
Gift Shops
Online Gift Shops
Souvenir Shops
Arts & Crafts Shops
Toy Shops
Game & Hobby Shops
What types of insurance do gift shop owners need?
BizCover has insurance options for busy gift shop owners.
Tailor your quote to your business risks, compare cover options, and buy online today.
Popular cover types for gift shop owners:
Gift shops could also consider:
Let’s cover your small business on the go
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How much does gift shops insurance cost?
The average cost of business insurance for gift shops is $67 per month with BizCover.
However, the cost of your policies will depend on different factors, such as value of your stock, and location of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
How it works – buying online
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See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
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