Insurance for Furniture Manufacturers
Choose from a range of covers, including machinery breakdown
Monthly payment option available
Choose from a range of covers, including machinery breakdown
Independent Feedback based on verified reviews
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare quotes from our trusted insurance partners:
On this page:
What is insurance for furniture manufacturers?
Furniture manufacturers insurance (the many types of cover available to manufacturers) helps protect businesses from costly risks, like machinery breakdown, product defects, or damaged supplies– just to name a few.
As a furniture manufacturer, you work to tight deadlines to get your products built and out to your suppliers, meaning there’s no time for things to go wrong. An issue like a safety defect or damage to your equipment could be enough to lose precious production time.
With a wide range of risks at work, having comprehensive insurance is important for furniture manufacturers to safeguard their finances and reputation.
Why do furniture manufacturers need Insurance?
Furniture manufacturers may need business insurance to protect from unexpected legal costs or interruptions to business operation.
Lease warehouse or factory space
Replace or repair damaged machinery
Replace damaged stock
Manage unfair dismissal claims
Types of furniture manufacturers we cover
BizCover helps protect many types of furniture manufacturers, including:
Antique Furniture Restoration
Mattress Makers
Furniture Painting & Varnishing
Furniture manufacturers could also consider:
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does insurance for furniture manufacturers cost?
The average cost of business insurance for furniture manufacturers is $113 per month with BizCover.
However, the cost of your policies will depend on different factors, such as the value of your machinery, and the size of your business.
How is the cost of insurance calculated?
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
Compare Quotes
Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently Asked Questions
Public and Product Liability (often sold together) are two types of business insurance to consider when it comes to protecting your furniture manufacturing business.
Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities. Product Liability insurance protects your businesses against claims by third parties relating to property damage or personal injury caused by your products.
A Business Insurance Pack is an convenient way for furniture manufacturers to protect their business property and assets. These insurance packages can be customised to fit the unique needs of your business. Some of the types of Business Insurance cover for furniture manufacturers to consider include: Contents and stock, Theft, Building, Business Interruption, Machinery Breakdown and Transit.
Personal Accident and Illness insurance can provide levels of cover for loss of income if you are unable to work due to illness or injury and benefits if because of injury you become permanently disabled or even pass away (even if the incapacitation occurs outside of your employment).
Product safety is governed by the Australian Consumer Law (ACL). A consumer can seek compensation from a furniture manufacturer who has supplied a product with safety defects if that product has caused injury or death to an individual; or economic loss due to damage to another’s property.
Statutory fines of up to $220K for individuals and $1.1M for a body corporate can be issued to manufacturers/suppliers who fail to comply with mandatory safety standards.
Hear from our customers
Real-life customer reviews verified by Feefo
Excellent service – fast policy delivery a key benefit.
J. Harper
Heard you guys from 90.9 on the radio, then shortly after saw your ad on Instagram. Very easy to navigate site, excellent!
Andrew W
Easy and simple English policy Easy to apply on line Quick and simple
Shane B
The service very good, claim fast and easy – highly recommend
San K
Real-life customer reviews verified by Feefo