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What is concrete contractors insurance?

Insurance for concrete contractors allows businesses to choose from different cover options, helping to protect their wallet from the financial costs of common risks associated with their work — like worksite injuries, damaged equipment, and more. 

Your concrete construction business faces risks every day — from worksite accidents to a broken mixer— that could create costly bills or work delays. That’s money straight out of your pocket, unless you’ve got insurance!

what is concrete contractors insurance

Why do concrete businesses need insurance?

Concrete contractors may need business insurance to protect from legal costs and meet worksite obligations.

Enter a worksite

Repair or replace damaged equipment

Replace income while you recover from injury

Handle third-party injury or property damage claims

Types of concrete contractors we cover

BizCover provides insurance options for many concrete specialisations:

Concreters

Concrete Footpath Construction

Concrete Foundation Construction

Concrete Kerb & Guttering Construction

Bricklayers

Stoneworkers

What types of insurance do concrete contractors need?

Tailor your quote to your business risks, to get cover that suits your business online today.

Personal Accident & Illness

Covers individuals for loss of income if unable to work as a result of an injury or illness in or outside of work. Limits apply.

Personal Accident insurance

Public Liability

Covers costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Contents Insurance

Covers loss or damage to business items at the insured location, such as equipment, stock, machinery, and furniture

Contents coverage

Machinery Breakdown

Covers the cost of having damage to machinery at your business repaired or replaced following a breakdown

Machinery Breakdown

Business Interruption Insurance

Covers loss of income following an interruption to your business following an insurable event

Business Interruption Coverage

Let’s cover your small business on the go

Start a quote to see how much you can save and buy online in minutes.

How much does business insurance for concreters cost?

The average monthly cost of business insurance for concrete contractors is $152 per month with BizCover.  

However, the cost of your policies will depend on different factors, such as the size of your business, and it’s claims history.

Concreter insurance cost

Factors influencing cost

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Concreter insurance cost

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Award-Winning Tech & People

We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.

See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover

Frequently asked questions

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