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What is Civil Engineers insurance?

Civil engineering businesses can choose different types of cover to handle potential costs of everyday risks, like errors and omissions, miscalculations, not being able to meet the initial promises to a client on a project, damaged equipment and more.

The role of a civil engineer involves a lot of responsibility, from planning and designing, to overseeing the construction of major structures. Regardless of your specialisation, civil engineers typically consider insurance to protect their businesses from financial and legal risks should something go awry.

Civil Engineering Insurance

Why do Civil Engineers need insurance?

Civil engineers may need business insurance to meet contractual obligations and cover unexpected legal bills.

Become licensed

Enter a job site

Work with specific clients

Cover claims by third parties in case of injury or property damage

What types of insurance do civil engineers need?

We offer a range of policies to cover your business, and tools. Build an insurance package to suit your needs and buy in minutes.

Public Liability

Covers compensation costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Professional Indemnity

Covers financial losses and legal fees as a result of alleged or actual negligence in your professional services or advice.

Contents Insurance

Covers loss or damage to business items at the insured location, such as equipment, stock, machinery, and furniture

Contents coverage

Personal Accident & Illness

Covers individuals for loss of income if unable to work as a result of an injury or illness in or outside of work. Limits apply.

Personal Accident insurance

How much does civil engineers’ insurance cost?

The average cost of business insurance for civil engineers is $128 with BizCover. However, the cost of your policies will depend on factors such as the services you provide, and the size of your business.

Civil Engineers Insurance Cost

Factors influencing cost

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Factors influencing cost

Your Industry

Required Coverage

Your Turnover

Number of Emplyees

Claims History

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

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See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
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Beautician from

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Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
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Cleaner from

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Saved

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Public Liability insurance

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Frequently asked questions

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