Insurance for Civil Engineers
Up to $10M Professional Indemnity cover
Monthly payment option available
Competitive pricing with our price promise
Up to $10M Professional Indemnity cover
Independent Feedback based on verified reviews
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare quotes from our trusted insurance partners:
On this page:
What is Civil Engineers insurance?
Civil engineering businesses can choose different types of cover to handle potential costs of everyday risks, like errors and omissions, miscalculations, not being able to meet the initial promises to a client on a project, damaged equipment and more.
The role of a civil engineer involves a lot of responsibility, from planning and designing, to overseeing the construction of major structures. Regardless of your specialisation, civil engineers typically consider insurance to protect their businesses from financial and legal risks should something go awry.
Why do Civil Engineers need insurance?
Civil engineers may need business insurance to meet contractual obligations and cover unexpected legal bills.
Become licensed
Enter a job site
Work with specific clients
Cover claims by third parties in case of injury or property damage
What types of insurance do civil engineers need?
We offer a range of policies to cover your business, and tools. Build an insurance package to suit your needs and buy in minutes.
Popular cover types for civil engineers
Civil Engineers could also consider
How much does civil engineers’ insurance cost?
The average cost of business insurance for civil engineers is $128 with BizCover. However, the cost of your policies will depend on factors such as the services you provide, and the size of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Your Industry
Required Coverage
Your Turnover
Number of Emplyees
Claims History
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
Compare Quotes
Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Both forms of insurance cover different risks that may impact your civil engineering business.
Public Liability insurance provides protection* for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Professional Indemnity insurance is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. It will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.
Personal Accident and Illness insurance can provide cover if, as a result of an unexpected injury or illness (even if it occurs outside of your employment), you suffer loss of income due to being unable to work, permanent disability or even death
Business Insurance can provide cover for your business assets* including its premises, contents, stock and in the event of business interruptions.
Still have questions? We are here to help. Visit our contact us page to reach one of our friendly business insurance experts.
Hear from our customers
Real-life customer reviews verified by Feefo
The process was so quick, easy and the quote provided was HALF that of my previous insurer.
E Ortega
Really easy and no long forms or wait times like other providers of PI.
Phillip B
Smooth, seamless way to gain the insurance
David G
Great service. I can see you are better than individual insurance broker who increase my premium every year.
Zhiwei T
Real-life customer reviews verified by Feefo