Insurance for Car Wash & Auto Detailers
Public Liability and Tool cover
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What is car wash insurance?
Car wash insurance (the many types of business insurance considered by car wash owners & auto detailers) helps your business manage the cost of common risks, like damaging a customer’s property or replacing stolen tools.
No matter how much care you may take with a customer’s car, there is always the risk that something will go wrong. This could create potentially expensive problems for your auto business!
If paying unplanned bills out of pocket would put you under pressure, you may want to consider business insurance.
Why do car wash & auto detailers need insurance?
Car wash & auto detailers may need business insurance to meet contractual obligations or manage unplanned claims expenses.
Lease commercial space
Replace damaged or stolen equipment
Pay legal costs if you face a claim
Recover after a cyberattack
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
Did you know?
A Public Liability policy may be required to lease commercial space for your business or to work on private or council property.
Public Liability insurance is designed to protect your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
What types of insurance do car wash & auto detailers need?
We offer a range of insurance options designed to cover your business, equipment and stock. Create an insurance package that fits your needs and buy online in minutes.
Popular cover for Car Wash & Auto Detailers:
Car Wash & Auto Detailers may also consider:
How much does car wash & auto detailer insurance cost?
The average cost of business insurance for car wash & auto detailers is $103 per month* with BizCover.
However, the amount you pay will depend on several factors, such as your business location and the types of cover you choose.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
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Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
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See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and loss of revenue due to business interruption in specified circumstances.
Car wash and auto detailers often add Building, Contents, Machinery Breakdown, and Portable Equipment cover to their Business Insurance Packs.
Hear from our customers
Real-life customer reviews verified by Feefo
BizCover did exactly what I needed it to do provide a good product and good service. Thank You
Belinda Hedge
Much easier to use then other sites cheers
Michail Luebke
Arjae is persistent in providing excellent customer service. I am happy and would recommend his service to anyone.
Robert Lumbera
You guys did a great job thank you very much
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