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What is butcher shop insurance?
Tradie insurance (the different types of business insurance designed for tradespeople) helps your business manage the cost of various risks, like third party injuries, accidental property damage, stolen tools, and mistakes in your work—just to name a few.
Butcher shops, like any other business, face a variety of risks. And these risks can be expensive. What would you do if a customer slips and falls on your premises, or a power outage spoils your stock?
If paying unplanned bills out of pocket would make it impossible for you to bring home the bacon, you might want to consider business insurance.

Why do butcher shops need insurance?
Butchers may need business insurance to meet rental obligations and cover unexpected legal costs.
Lease commercial shop space
Repair or replace equipment
Replace damaged or stolen food stock
Handle unplanned business interruptions
Types of butchery businesses we cover
BizCover provides insurance options for different types of butcheries.
Butcher Shops
Butchering Operations
Wholesale Butchers
What types of insurance do butcher shops need?
We offer a range of policies designed to cover your business, machinery, and stock. Build an insurance package that suits your needs and buy in minutes.
Popular cover types for butchers:
Butchers could also consider:
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does insurance for butcher shops cost?
The average cost of business insurance for butchers shops is $129 per month with BizCover. However, the cost of your policies will depend on different factors, like the value of your stock and machinery.

How is the cost of insurance calculated?
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.

Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
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See how much others have saved while purchasing policy through BizCover
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently Asked Questions
If you are leasing retail space for your butcher shop, your commercial landlord will likely require that you have Public Liability insurance. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Glass insurance (an optional part of a Business Insurance Pack) may also be required to lease shop space.
Public Liability insurance usually includes Product Liability cover, to protect against personal injury or property damage caused by the products you sell. The last thing you want on your plate is a sick customer, and Products Liability insurance can help protect your business if you ever face a food poisoning claim.
A Business Insurance Pack is an easy, convenient way for butcher shop owners to protect their business property, stock and assets.
Business Insurance can be tailored to suit your business needs. Popular cover options for butcher shops include Contents, Glass, Theft, Money, Machinery Breakdown, Business Interruption and more.
Working in a butcher shop means you rely on your body to be physically fit for the job. Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of your employment).
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