Insurance for Convenience Stores

Public Liability insurance is an important form of insurance to consider before opening the doors to your convenience store. It is designed to provide protection for you and your business in the event that a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. For example, if someone slips in a puddle of water from a leaking drinks fridge.

Business Insurance (also known as a Business Insurance Pack) is a convenient way to bundle several types of cover that may suit your business needs. You can customise your Business Insurance Pack to include only cover that makes sense for your unique convenience store, like Contents and Stock, Money, Theft, Business Interruption, Employee Dishonesty and Machinery Breakdown insurance (just to name a few).

Do you own the building from where you operate your business? If yes, the Building insurance is designed to cover you for damage to your building due to fire and other perils listed within the policy wording. Contents insurance, on the other hand, covers your business contents or stock if they are damaged.

Glass insurance is designed to cover you for breakage of internal and external glass and signage you own or for which you are legally responsible at the insured premises. Glass can also include mirrors, porcelain and ceramics such as toilets and hand basins. Considering Glass insurance could be a good idea if you have a large shopfront with windows, or have an onsite bathroom that is available for the public to use.