Insurance for Dog Walking
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What is dog walking insurance?
Dog walking insurance (the different types of business insurance made for dog walkers) helps your pet services business manage the cost of common risks, like accidental property damage or injuries.
From the moment your client hands over the lead, they are trusting you to care for their furry companion – a job that isn’t always a walk in the park! Everyday risks could fetch your business headaches and unplanned expenses.
If unexpected bills would leave you out of pocket, you may want to consider business insurance.
Why do dog walkers need insurance?
Dog walkers may need business insurance to work on council land or manage unexpected bills.
Work in public parks or on council land
Accidental injury or death to a dog in your care
Replace lost income if you’re injured or ill
Pay legal costs if you face a claim or lawsuit
Did you know?
Public Liability insurance is important for dog walkers. It may be a legal requirement by some councils that you have Public Liability insurance to operate your dog walking business within a public park.
Public Liability insurance is designed to provide protection for you and your dog walking business in the event a client, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
What types of insurance do dog walking businesses need?
BizCover has insurance options for busy dog walkers.
Tailor your quote to your business, compare cover, and buy online in minutes.
Popular cover for Dog Walkers:
Dog walkers may also consider:
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How much does dog walking insurance cost?
The average cost of business insurance for dog walkers is $50 per month* with BizCover. But, the amount you pay will depend on different factors, like the size of your business and the cover level you choose.
Factors influencing cost
Risks of the industry
Cover level amount
Annual Turnover
Number of Employees
Claims History
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
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- Receive Extra Support
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- Claims Results
We’ll notify you of the claim outcome.
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See how much others have saved while purchasing policy through BizCover
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Stephen
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Linda
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^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
As a dog walker, your physical health and well-being are valuable business assets, meaning there’s no time for sick days, especially when you’re a one-person show. That’s why having a plan B in place is a wise move in the event you were to suffer an injury or illness, on or off the job.
Personal Accident and Illness insurance can cover loss of income, permanent disablement and even death if you are unable to work as a result of illness or injury.
Hear from our customers
Real-life customer reviews verified by Feefo
Excellent and fast service
S Brown
No problems are an excellent situation to be in.
Y Boikowski
Excellent very easy to apply, if only other companies provided an easy application service like you do
N Wheeler
No Problems easy to deal with
B Doolan
What a very smooth experience…great work and a great price on the quote!
P Daley
Simple, efficient and speedy
D Carr
The process was so quick, easy and the quote provided was HALF that of my previous insurer.
E Ortega
Absolutely amazing! I recommend Bizcover to everyone! Thank you.
T Roulston
Real-life customer reviews verified by Feefo