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Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.
According to the Australian Bureau of Statistics,1 there are 9,453 small businesses in Mackay, with 1,142 additional new business entries in 2018 alone.
The main employing industry is Mining, employing 12.6% of the population, followed by Health Care and Social Assistance, employing 10.7% of the population, and Construction, employing 7.4% of the population.
The sector with the largest amount of registered businesses is Agriculture, Forestry and Fishing, with 1,970 businesses registered. This is followed by Construction, which has 1,520 registered businesses, and rental, Hiring and Real Estate Services, with 1051 registered businesses.
Like all small business owners, they each have a responsibility to take reasonable steps for the safety of their customers, suppliers and the community and for their property.
“Made insuring my business simple and spoken in a language I could understand all the while answering my questions thoroughly. Great customer service.”
On average, small businesses in Mackay pay around $68.55** per month for their business insurance package. Business insurance is one of the most popular types of insurance for businesses in Mackay. In fact, it is arguably important for almost every kind of business, from those that operate in the trades and service industries, to businesses that are predominantly office-based, such as consultancy occupations.
Given the various industries and occupations that business insurance can cover, the cost can vary greatly. This is due to several factors including: