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Disability support workers give their clients the gift of living an enriched and fulfilled life. Whether it’s assisting them with daily living, or taking them out to participate in community activities or interest of their choice, your clients put their trust in your specialist services and professional advice, relying on you to help them live their best lives.
However just like any health care professional, as a disability support worker you are susceptible to the risks of making an error. Having Professional Indemnity and Public Liability insurance as a disability support worker is important to provide protection for you while you help your clients.
BizCover is proud to be the official insurance partner of Bespoke Lifestyles. We offer insurance solutions designed to meet the professional and public liability insurance needs of disability support workers.
If you would like to obtain a combined liability package, simply select your occupation ‘Disability or Aged Care Services’ and enter the code BSPOKE in the partner code field during checkout to receive a $5 discount on the cost of your policy.
The Disability Support Worker’s policy is a combined Professional Indemnity and Public Liability insurance package.
Professional Indemnity (PI) insurance is designed to respond to claims against you and your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. The combined policy also covers defence costs up to $100,000 for Defence and Inquiry Costs in relation to claims of alleged sexual abuse, subject to the terms and conditions of the policy.
Please note: the policy does not provide cover for procedures that would require a medical or nursing qualification.
You’re always in close contact with your clients and members of the public, making Public Liability insurance a popular type of cover for disability support workers. This insurance product covers legal fees and compensation costs if a customer, member of the public, or a supplier sues you for injury or damage to their property as a result of your alleged negligent business activity. For example, a claim could arise from failing to clean a spill on the floor and somebody slipping over and injuring themselves, or accidently dropping and damaging your client’s laptop.
|*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document. The information contained on this webpage is general only and should not be relied upon as advice.|