Nurse Insurance in Queensland

Nurse Licensing Requirements in Queensland

To work as a Registered Nurse (RN) or Enrolled Nurse (EN) in Queensland, applicants must complete an accredited nursing qualification—a Bachelor of Nursing for RNs or a Diploma of Nursing for ENs—approved by the Australian Nursing & Midwifery Accreditation Council (ANMAC).

Registration with the Nursing and Midwifery Board of Australia (NMBA) via AHPRA is mandatory, requiring applicants to meet English language proficiency standards (IELTS 7.0 or equivalent), criminal history checks, and continuing professional development (CPD) requirements. Nurses must renew their registration annually by May 31, completing 20 hours of CPD each year.

For more details, visit the Nursing and Midwifery Board of Australia (NMBA): www.nursingmidwiferyboard.gov.au.

QLD Nurse insurance requirements 

In Queensland, all practicing nurses, including Registered Nurses (RNs), Enrolled Nurses (ENs), and Nurse Practitioners (NPs), must have Professional Indemnity insurance as a condition of their registration with NMBA under the Health Practitioner Regulation National Law (Queensland).

What types of insurance do QLD nurses consider?

Professional Indemnity insurance

Working closely with patients and providing them with customised care and advice can unfortunately open you up to claims and lawsuits. Professional Indemnity insurance can protect your finances against negligence allegations and claims caused by mistakes or omissions in your work.

Public Liability insurance

Accidental injury and property damage claims are common for nurses working in various settings, from a client’s home to an aged care facility. Public Liability insurance can help protect nurses against third-party claims from a patient’s family or friends, medical practitioners, and other members of the public.

Cyber Liability insurance

Nurses often collect and store sensitive information about patients on devices (i.e., laptops, smartphones or tablets) and on the cloud. Cyber Liability insurance helps protect you against the cost of cyberattacks, data loss, and more.

Personal Accident & Illness insurance

Independent or private care nurses may not qualify for workers’ compensation schemes. Personal Accident & Illness insurance could help fill this gap. It helps cover lost wages while you recover from an injury or serious illness that leaves you unable to work temporarily.

How much does nurse insurance cost in QLD?

​In Queensland, the average cost of insurance for nurses is $79 per month* with BizCover.

However, prices can vary based on factors such as services provided, coverage amount, and the provider. It’s important to assess your individual needs and compare quotes to determine the most appropriate and cost-effective coverage for your nursing business.