Compare quotes from our trusted insurance partners:

AIG
Berkley Insurance
Chubb
Dual
HDI
Hollard
Point
QBE
RelyOn Edge

What is writer insurance?

As a self-employed, freelance writer, you know how to turn a phrase. But do you also know how to protect your business?   

Failing to meet a deadline, a broken laptop, or falling for a cyber scam are all unplanned events that could spell trouble for your freelance writing or editing business. These issues could become costly problems for you and your business, which is why many freelance writers choose to take out business insurance

what is authors and writers insurance

Why do butcher shops need insurance?

Writers may need business insurance to do things like:

Pay legal costs if you face a liability claim

Protect your intellectual property.

Work as a contractor or sub-contractor

Safeguard against cybersecurity threats

More writing and editing professions we cover

BizCover has insurance options for a wide variety of occupations relating to writing and editing.

Publishers

Reporters

Document Editors

Songwriters

Playwrights

Proofreaders

Types of cover we offer freelance writers

BizCover has insurance options for many different professions in the arts, media and entertainment industry. Tailor your quote to your business, compare cover, and buy online in minutes.

Professional Indemnity

Covers financial losses and legal fees as a result of alleged or actual negligence in your professional services or advice.

Cyber Liability

Protection against claims and supports your profitability following a broad range of cyber events.

Cyber Insurance

Personal Accident & Illness

Covers individuals for loss of income if unable to work as a result of an injury or illness in or outside of work. Limits apply.

Personal Accident insurance

Electronic Equipment

Covers the cost of having damage to machinery at your business repaired or replaced following a breakdown

Electronic Equipment insurance

Public Liability

Covers compensation costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Let’s cover your small business on the go

Start a quote to see how much you can save and buy online in minutes.

How much does freelance writers’ insurance cost?

Your business is unique. That means you might face different risks than others in your industry and may pay a different price for your cover.
With BizCover, insurance can be tailored to fit the size, risks, and needs of your business. The average cost of business insurance for a freelance writer with BizCover is $52.

freelance writers insurance cost

How is the cost of insurance calculated? 

Risks of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Feelance Writers Insurance cost

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Award-Winning Tech & People

We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.

See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover

Frequently Asked Questions

Hear from our customers

BizCover NZ Rating 4.7/5 on Feefo

Brilliant. It was so easy to get this done and it was the lowest quote. I spent a whole day getting multiple quotes but BizCover found the best one for me!

M Fernando

Simple, easy to navigate. Great Value!

Robbie D

Really easy and no long forms or wait times like other providers of PI.

Phillip B

So quick and easy to create my personalised business cover, I would definitely recommend BizCover to anyone looking for insurance. Thank you!

S Macabulos

BizCover Logo