What is Product Liability Insurance?

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability Insurance in Newcastle

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Legal Requirement for Public Liability Insurance

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5 Surprising Things Business Insurance Can Cover

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Public Liability Insurance

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What is Public Liability Insurance?

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Cyber Liability Insurance: the safety net small businesses need

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Public Liability

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BizCover SME Insurance Price Index Q1 FY20

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Dishing up the facts on food business insurance

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7 Types of Insurance Your Small Business Should Consider

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5 Questions to ask yourself before buying Insurance for your Small Business

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Things you didn't know about small business insurance

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Insurance for Furniture Manufacturers

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The Remaining Risk: What Isn't Covered and Why it Matters

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5 Tips for an Insurance Health Check

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Small Business Insurance Index

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Keep calm and stretch on with Yoga Teacher insurance

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Who is Covered Under an IT Liability Policy?

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Insurance for architects- the blueprint to success

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Beauty to go! What Mobile make-up artists need to know about insurance

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Insurance Considerations for Personal Trainers

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The Easter Bunny's Guide to Business Insurance

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5 Reasons To Review Your Business Insurance This Christmas

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The Risky Business of Insurance

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Small Business Insurance Price Index Q3

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Small Business Insurance: Why you might want to ensure you're covered!

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The bricks and mortar of building insurance cover- what you need to know

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5 Common Beauty Insurance Claims

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Do I need insurance for my market stall?

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PI Index: Premiums Decline 10 Straight Quarters

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The Risks of Growing Your Small Business

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How to hire quality tradesmen for your small business with Oneflare

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Business Horror Stories

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Help Protect your small business' reputation

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Preparing your store for the holiday season ahead

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How to survive the silly season: a guide for small businesses

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Keep cool and carry on - A summer survival guide for restaurants and cafés

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Managing Risk for Tradesmen

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A roadmap to staying in business for the long haul: Part 2

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

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The Art of Being a Creative Small Business

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Professional Indemnity Claims: when should I notify my insurer?

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Professional Indemnity for Real Estate Agents

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...

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Doggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'

Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...

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5 Reasons to love Personal Accident Cover

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How the cost of Professional Indemnity insurance is calculated

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When it Rains it Pours: Understanding Flood Cover.

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Comparing Portable Equipment & Electronic Equipment Cover

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Insurance Premiums for Retailers Continue to Climb

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Small Business Continues to Win on Insurance Prices!

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Getting the Best Value on Your Business Insurance

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Is your Small Business Summer Proof?

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Toolbox of Tips for Tradies National Health Month

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Tips for making a Stress-Free Claim

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A Close Shave with Underinsurance

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How to Kickstart Your Best Year in Business

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Small Business Index July 2015

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Comparethemarket.com.au and BizCover Announce White Label Partnership

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BizCover wins dual accolades over two big nights

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Pet Stays, becomes the 32nd BizGiver winner

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Don't be a pork chop - insure your butcher shop

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The balancing act of work/life balance: how you can do it all and stress less

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Preparing your small business for a Tax Audit

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5 Legal Essentials for your Small Business

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Customer Spotlight: Elite Words

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Challenges of the Furniture Manufacturing Industry

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10 Tools Every Small Business Should Gift Themselves This Christmas

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Small Business Resolutions for 2017

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

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Digital Marketing Tips for Cabinet Makers

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: