Plumbers Insurance in Queensland

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As of May 2024, there were over 17,500 plumbers working in Queensland¹.

The average hourly wage for Queensland plumbers is $46.92 (based on data from April 2025 provided by Indeed). However, actual weekly income can vary based on a plumber’s experience, their location, and overtime hours. For instance, plumbers in Brisbane report an average hourly wage of $48.65 per hour.

Plumbing licence requirements in QLD

A license from the Queensland Building and Construction Commission is required to do plumbing work in Queensland. Applicants must meet licensing requirements, including:

Hold a Certificate III in plumbing (CPC32413) or other qualifying certification
Complete a plumbing apprenticeship
Complete BSBESB402 – Establish legal and risk management requirements of new business ventures course
Provide evidence of business structure, if operating under a trading name, company, partnership or trust
Meet minimum financial requirements

Queensland Plumbing insurance requirements

In Queensland, Australia, plumbers must adhere to specific insurance requirements to operate legally and protect their businesses.

Plumbers providing building certification services must have Professional Indemnity insurance. Minimum levels of cover are required to operate legally in the state.

For residential building work valued over $3,300, it is mandatory to obtain coverage under the Queensland Home Warranty Scheme, which safeguards homeowners against non-completion, defective work, and subsidence.

What types of insurance do QLD plumbers consider?

Public Liability insurance

Queensland plumbers may need minimum levels of Public Liability insurance to enter job sites and work with specific clients. BizCover offers flexible cover options from $5 million to $20 million to help QLD plumbers protect themselves against the cost of third-party property damage and injury claims.

Professional Indemnity insurance

QLD plumber may need Professional Indemnity insurance if they are providing design or certification services. It helps protect against financial loss caused by negligence claims, professional errors, breaches of contract, and more.

Portable Equipment insurance

Many QLD plumbers add Portable Equipment cover to their Business Insurance Packs to help repair or replace plumbing tools and equipment that has been stolen, lost or damaged.

Personal Accident & Illness insurance

Sole trader and self-employed plumbers may not qualify for workers’ compensation insurance. A Personal Accident & Illness policy can help them replace lost income while they recover from injuries or serious illnesses that leave them unable to work for an extended period.

How much does plumbers’ insurance cost in QLD?

Insurance for Queensland plumbers costs an average of $114 per month* with BizCover.

However, the amount you pay can vary, based on factors such as the plumbing services provided, business size, and cover limits selected. Comparing multiple quotes with BizCover is an easy way to know how much you’ll pay for your plumbing insurance.

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_{1. Master Builders Australia, The Building and Construction Industry Workforce July 2024}

^{*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.}

^{This information is general only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the PDS or policy wording.}