Compare quotes from our trusted insurance partners:

AIG
Berkley Insurance
BHSI
Chubb
Dual
HDI
Hollard
Point
QBE
RelyOn Edge
RelyOn
Vero

What is Pilates instructor insurance?

Pilates insurance (the different types of cover available to Pilates teachers) helps protect against the cost of negligence claims, third-party injuries, damaged equipment, and some other common risks. 

Helping clients improve their strength and flexibility is what you do best. But accidents and injuries could stretch your budget and even in extreme cases destroy your business. Pilates teacher insurance can help your studio stay strong by managing the cost of claims, lawsuits and other unplanned bills. 

what-is-nsurance-for-pilates

Why do Pilates instructors need insurance?

Pilates teachers may need business insurance to meet contract terms and cover unexpected bills. 

Work as a studio contractor or subcontractor.

Lease studio space.

Replace damaged equipment.

Take time off during an injury or illness.

Pay legal costs if you face a liability claim.

What types of insurance do Pilates instructors need? 

We offer a range of policies designed to cover your business, studio, and equipment. Build an insurance package that suits your needs and buy in minutes. 

Public Liability

Covers compensation costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Professional Indemnity

Covers financial losses and legal fees as a result of alleged or actual negligence in your professional services or advice.

Personal Accident & Illness

Covers individuals for loss of income if unable to work as a result of an injury or illness in or outside of work. Limits apply.

Personal Accident insurance

Management Liability

Covers the risks that arise from running your business, including unfair dismissal, harassment claims, and tax audit.

Management Liability

Cyber Liability

Protection against claims and supports your profitability following a broad range of cyber events.

Cyber Insurance

Let’s cover your small business on the go

Start a quote to see how much you can save and buy online in minutes.

How much does Pilates insurance cost?

The average cost of business insurance for Pilates instructors is $46 per month* with BizCover. 
However, the price you pay will depend on several factors, such as where you work and the size of your business.  

how much cost for pilates insurance

How is the cost of insurance calculated?

Risks of the industry 

Cover level amount

Annual turnover

Number of employees

Claims history

*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Get cover that works with the risks of your business

Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.

Cover levels to choose from

  • $5M
  • $20M

Cover levels to choose from

  • $250K
  • $10M

Underinsurance

We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.

Ways underinsurance catches business owners out:

Inflation

With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.

Not covering the full cost of your risks

If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.

how much cost for pilates insurance

Factors influencing cost

Risk of the industry

Cover level amount

Annual turnover

Number of employees

Claims history

Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.

Get cover that works with the risks of your business

Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.

Cover levels to choose from

  • $5M
  • $20M

Cover levels to choose from

  • $250K
  • $10M

Unsure how much to choose? Think about:

Statutory professional requirements

Cover required by contracts

Number of employees being covered

Your contract value

Worst case scenario claim size

Underinsurance

We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.

Ways underinsurance catches business owners out:

Inflation

With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.

Not covering the full cost of your risks

If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.

Award-Winning Tech & People

We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.

See How Much Others Have Saved By Purchasing a Policy Through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover
Lance

Electrician from

ACT

Saved

$800

on

Public Liability insurance

Electrician saved $800 on Public Liability insurance
Stephen

IT Professional from

VIC

Saved

$1,500

on

Information Technology Liability insurance

IT Professional saved on IT Liability with BizCover
Linda

Restaurant owner from

NSW

Saved

$1,000

on

Business Insurance Pack and
Public Liability insurance

Restaurant owner saved in Business Insurance with BizCover

Frequently Asked Questions

Generally, Pilates instructor insurance in Australia is not mandatory to open a business. However, there may be times when certain types of cover are required to work. For example, Public Liability insurance may be required to lease commercial studio space. It may also be required if you work as a contractor or subcontractor in a gym or studio.

Hear from our customers

Feefo stars

4.8/5

Feefo

Quick and easy service

Bernadette

super easy, the types of insurance cover available were clearly explained. I liked having the option to pay annually.

Frances

much better than waiting on the phone for so long!

Kristy

Reasonably easy to find my way around the insurance site

Eleanor

BizCover Logo