Insurance for makeup artists
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What is insurance for makeup artists?
Whether you operate from your own salon, rent a space in a beauty or hair salon or provide a mobile makeup service, makeup artist insurance (the different types of business insurance available for makeup artists) is the foundation to ensure your small business doesn’t go belly-up if something else does.
Why do makeup artists need insurance?
Makeup artists may need business insurance to manage business interruptions and cover unexpected bills.
Lease a commercial space.
Take time off during an injury or illness.
Pay legal costs if you face a liability claim.
What types of cover do makeup artists need?
We offer a range of policies designed to cover your business, tools and stock. Build an insurance package that suits your needs and buy in minutes.
Popular cover types for makeup artists:
Makeup artists could also consider:
How much does makeup artists insurance cost?
The average monthly cost of business insurance for makeup artists is $49 with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below. This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
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5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
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See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
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$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
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$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
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$1,500
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Linda
Restaurant owner from
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$1,000
on
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^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Each makeup service business is different, with unique business insurance needs. That said, you may want to consider commonly purchased policies such as:
- Professional Indemnity insurance, which is designed to protect makeup artists by responding to claims against them caused by actual or alleged negligent acts or omissions in the provision of their professional service or advice.
- Public Liability insurance, another important form of insurance. It provides protection for you and your makeup artistry business in the event that a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
General Business Insurance is designed to provide cover when insured events occur (for example, fire, storm or theft). It can provide cover for your building, contents, stock or event an interruption to your business. You can also consider including Portable Equipment insurance under your Business Insurance package. Portable Equipment insurance provides protection for your tools of the trade in the case of them being lost, damaged, or stolen.
Hear from our customers
Real-life customer reviews verified by Feefo
Processing and efficiency make it easy and a simple process to get the cover you need.
I Brebner
So easy to renew, all done in simple email.
Leanne P
So easy and simple thank you
Matilda K
Nice and easy thank you
Sally S
Real-life customer reviews verified by Feefo