Insurance for Bricklayers
Public Liability and Portable Equipment cover
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What is bricklayers’ insurance?
Bricklayer insurance is the cover options customised to meet the needs of bricklayers, masons, and pavers. It can cover property damage, injuries, damaged tools, and other everyday risks (depending on the types of cover you choose).
Public Liability insurance is the most common type of cover for bricklayers. It is commonly required to enter job sites and work as a contractor or subcontractor. Other types of cover can help you protect your tools, stock,
BizCover offers policy options tailored to the needs bricklayers, masons, and pavers and small businesses.
Why do bricklayers need insurance?
Public Liability insurance is often required to get on site, work as a contractor, or accept contracts from some clients. It can help protect you if you are found liable for personal injury or property damage, by paying your legal defence costs and compensation.
Even if cover is not required, insurance can help pay the cost of unexpected events. Cover options are available to cover accidents, replacing broken tools, injuries that leave you unable to work, and more.
Enter worksites.
Work as a contractor or subcontractor.
Work with specific clients.
Replace damaged or lost tools, equipment, or stoc
Replace lost income if you’re unable to work due to injury.
What does masonry and bricklayers’ insurance cover?
BizCover offers comprehensive policy options designed specifically for masons and bricklaying contractors, including Business Insurance Packages that combine a range of covers to suit your business needs. Popular insurance options include
Popular cover options for bricklayers:
Additional cover options:
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does bricklayers’ insurance cost?
Business insurance for bricklayers, masons, and pavers costs $87 per month*.
Factors influencing cost
Risks of the industry
Cover level amount
Annual Turnover
Number of Employees
Claims History
*BizCover’s Marketing Pricing Expectations Report is based on 1 July 2025 to 30 June 2026 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Bricklayers can choose Public Liability limits up to $20 million and weekly Personal Accident & Illness benefits up to $4,000.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*BizCover’s Marketing Pricing Expectations Report is based on 1 July 2025 to 30 June 2026 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Bricklayers can choose Public Liability limits up to $20 million and weekly Personal Accident & Illness benefits up to $4,000.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How It Works – Buying Online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
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Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
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How To Make a Claim Online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See How Much Other Bricklayers Have Saved By Purchasing a Policy Through BizCover
Jessica
Bookkeeper from
VIC
Saved
$400
on
Professional Indemnity insurance
Brooke
Bookkeeper from
QLD
Saved
$200
on
Professional Indemnity insurance
Lisa
Bookkeeper from
VIC
Saved
$300
on
Professional Indemnity insurance
^Savings made from February to August 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
There are some circumstances where insurance is mandatory for bricklayers and stone masons.
Public Liability insurance is often required to accept construction contracts, enter worksites, and work as a contractor or subcontractor. It may also be required to lease a workshop or other commercial space for your business.
If you engage in part-time work, bricklayers’ and stone masons’ insurance is sometimes required and may be worth considering. A Public Liability policy may be required to enter worksites or work as a contractor, regardless of the number of hours you work on a project.
BizCover makes it quick and easy for bricklayers to get a certificate of currency to show they are insured. After purchase, your certificate of currency will be instantly emailed to you. You can download additional copies at any time through our online customer portal.
Making claims is easy with BizCover! Simply complete our online claims form at any time, 24/7. We’ll manage the claim with your insurer and notify you of the outcome. You can also track a claim’s progress online through our customer portal.
Hear from our customers
Awesome and saved me $100 a month
Chrisptopher B
Easy to use and beat my current insurances quote by a long shot- happy.
Thomas T
Easy to navigate and pay my Public Liability Insurance.
Steve
Fantastic very smooth easy experience, Highly recommend
Ben
Fantastic service from start to finish — clear communication, quick turnaround, and a friendly team. I’ll definitely recommend BizCover to other tradies and small business owners.
Ngaire D
Real-life customer reviews verified by Feefo