Insurance for Dog Grooming
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What is insurance for dog grooming?
Insurance for dog grooming (the different types of insurances available to pet groomers) helps you manage the potential cost of different risks, ensuring your grooming business can continue smoothly despite unforeseen events.
From fluffy coats to neatly trimmed nails, you keep pooches looking their best. However, incidents such as theft, equipment damage, or business interruptions due to fires or storms could set your grooming business back.
There are several types of business insurances available to pet groomers to help you manage the costs of different risks, ensuring your grooming business can continue smoothly despite unforeseen events.
Why do pet groomers need insurance?
Pet groomers may need business insurance to replace damaged tools and cover unexpected bills.
Lease a retail space.
Take time off during an illness or injury.
Pay legal costs if you face a liability claim.
What types of insurance do pet groomers need?
We offer a range of policies designed to cover your business, tools and services. Build an insurance package that suits your needs and buy in minutes.
Popular cover types for pet groomers:
Pet groomers could also consider:
How much does business insurance for pet groomers cost?
The average monthly cost of business insurance for dog groomers is $50* with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below. This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
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How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
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to support the claim
Receive extra support We
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Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
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See how much others have saved while purchasing policy through BizCover
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^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
If you operate as a mobile dog grooming business it’s important to protect your business assets while you’re working at different locations. Portable Equipment cover protects from loss, damage or theft of your tools of trade.
Contents insurance is a type of cover that can be included in your Business Insurance package. It covers your business contents, such as documents, equipment and stock, if they are damaged due to an insured event.
As careful as you may be while clipping and cutting every day, accidents can happen – on and off the job. Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of your employment).
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Real-life customer reviews verified by Feefo
Excellent and fast service
S Brown
No problems are an excellent situation to be in.
Y Boikowski
Excellent very easy to apply, if only other companies provided an easy application service like you do
N Wheeler
No Problems easy to deal with
B Doolan
What a very smooth experience…great work and a great price on the quote!
P Daley
Simple, efficient and speedy
D Carr
The process was so quick, easy and the quote provided was HALF that of my previous insurer.
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Absolutely amazing! I recommend Bizcover to everyone! Thank you.
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