Insurance for IT Professionals

... insurance provides much-needed financial protection for a wide variety of IT professions. It secures IT professionals and their businesses ... . The wrong advice An IT contractor was engaged to recommend and ...

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Who is Covered Under an IT Liability Policy?

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Home Based Business Insurance

... Photographer Writers Web developer Insurance for Home Based Businesses Public Liability* One of the basic insurances to consider is Public Liability insurance. Public Liability  insurance is designed ...

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A Mumpreneurs Guide to Understanding Business Insurance

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Understanding Insurance for Graphic Designers

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Insurance for Professionals

... Brokers IT Professionals ... Insurance* Public Liability insurance can be an important form of cover for all types of professionals. It is designed to provide protection for you and your business ...

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Business Horror Stories

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Dishing up the facts on food business insurance

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7 Surprising ways business insurance can help your company

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Business Insurance Guide for the Self-Employed - Part 3

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Business Insurance Guide for the Self-Employed - Part 2

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

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5 Surprising Things Business Insurance Can Cover

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Things you didn't know about small business insurance

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iSelect partners with BizCover to launch business insurance comparison

... has expanded their general insurance offering to include business insurance, through a partnership ... BizCover, Australia's leading small business ... , said the company was thrilled to be partnering with BizCover to assist it in focusing on the SME business market. “Business insurance, like many of iSelect's other verticals, is a very complicated but important ...

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Business Insurance Guide for the Self-Employed - Part 1

... control of your career path. It also comes with the responsibility ... plans for success. Any solid business plan should have a focus ... strategies ... be very costly. Public Liability insurance protects your busines s, even if it is a home-based operation. ... $25,000. If you need to sort out your business insurance or find out more, get in touch with the ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... increases in the overall prices for their insurance, there have been changes within product ... it comes to business related costs, and in a time where most other costs are increasing it is great to see that their insurance ...

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Business Insurance Guide for the Self-Employed - Part 4

... final piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share .. ... workers need to consider Cyber Liability insurance? When it comes to cybercrime, everyone is ... variety of business insurance options to help protect your business. At BizCover we're all about making insurance easy ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... This brings the insurance rates back to the same level as Q4 2013/14 (6 quarters ago). It should be noted that ... It is a great time to be a buyer of insurance and if businesses are willing to obtain multiple quotes it ...

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Business Insurance in Townsville

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Business Insurance in Wollongong

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Business Insurance in Bundaberg

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Business Insurance in Bunbury

... or even accidental damage). A Business Insurance package can also cover your ... Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it ...

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6 Areas You May Not Have Thought Business Insurance Covers

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Business Insurance in Melton

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Business Insurance in Parramatta

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Business Insurance in Toowoomba

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Business Insurance in Launceston

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Business Insurance in Mackay

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Business Insurance on the Gold Coast

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Business Insurance in Geelong

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Business Insurance on the Central Coast

... Business insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ... of how much your insurance is actually going to cost.  However, it's important to note that ...

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Business Insurance in Cairns

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Business Insurance in Newcastle

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... it's hard to plan for everything. Here are some of the most common BizCover Business Insurance customer ... . The computer has become a vital part of operating a business and while not always the largest outlay, can make a ...

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5 Reasons To Review Your Business Insurance This Christmas

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Business Insurance

... our customers rated our service at excellent. Download Business Insurance Fact Sheet Get the cover that is right for you Your business may be considered 'small' but it's big to you and big to us. That ...

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The Easter Bunny's Guide to Business Insurance

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How much does Business Insurance cost?

... well as financial loss due to business interruption. There is also the option to include your Public Liability cover in a Business Insurance pack. The beauty of Business Insurance is that it can be tailored to suit the ...

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What is Business Insurance?

... It is usually broken down by the following types of protection: a) Material damage loss for your physical assets b) Financial loss due to business Interruption There are many different types of Business Insurance ...

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Getting the Best Value on Your Business Insurance

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Small Business Insurance: Why you might want to ensure you're covered!

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... damage to property or the general public can occur. Business Insurance To protect your office or place of business from damage or loss, Business Insurance for land surveyors is another smart policy to consider ...

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Insurance Premiums for Retailers Continue to Climb

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BizCover SME Insurance Price Index Q1 FY20

... reductions on their Public Liability insurance, while prices have remained steady ... [1], with food inflation at its highest in five years and . ... immediate changes for SMEs when it comes to their business insurance, commenting “While costs may ... of my business insurance had actually gone down by $15, when you normally expect your insurance to go up. It may not ...

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8 Small Business Start-up Ideas for 2021

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The difference between Public Liability and Professional Indemnity insurance

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Insurance for Civil Engineers- what you need to know

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7 Types of Insurance Your Small Business Should Consider

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What are some types of insurance available for small businesses?

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The Remaining Risk: What Isn't Covered and Why it Matters

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Understanding Insurance for Interior Designers

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Insurance for Furniture Manufacturers

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Public Liability Insurance for Cabinet Makers

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... audit by the ATO Personal Accident & Illness insurance covers you for lost income if you suffered an ... thankfully there are a few options when it comes to buying business insurance including, going direct to an insurer ...

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Insurance for Gift Shops

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When it Rains it Pours: Understanding Flood Cover.

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Understanding Insurance for Mortgage Brokers

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Steady as she goes - still no increases in Insurance Premiums!

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Small Business Index July 2015

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Understanding Insurance for Retailers

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A Guide to PI Insurance

Professional Indemnity Insurance (PI) is ... to make Professional Indemnity Insurance simple (also known ... as errors and omissions insurance ... business insurance expenses. Typically, Professional Indemnity Insurance is a time-consuming process taking up to 12 weeks. Again, it's ... allows business professionals to compare policies from leading insurance providers ( ...

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Small Business Continues to Win on Insurance Prices!

... , prices remain flat for small business. Recent financial results from the ... increase; however the BizCover Small Business Insurance Price Index ... a price increase; however the BizCover Small Business Insurance Price Index for the first quarter of the ... force a premium increase to help improve their profitability, it unlikely that this is going to happen in the ...

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Insurance for Marketing Consultants

... hat can come with a different type of risk. It's always hard to keep everyone happy, and everyone has ... insurance is important to your business. It is designed to provide protection for you and your marketing business in ...

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How to Kickstart Your Best Year in Business

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How to survive the silly season: a guide for small businesses

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Insurance for architects- the blueprint to success

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Keep calm and stretch on with Yoga Teacher insurance

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The bricks and mortar of building insurance cover- what you need to know

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Insurance for Car Wash and Auto Detailers

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Insurance for Carpenters

... the right business insurance has never been easier. Whether it's getting your Public Liability insurance sorted or ... need to consider Product Liability insurance*. It protects your business against claims by third parties ...

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Insurance for Project Managers

... assist you. It is designed to respond to claims against your business for losses arising ... it were compromised. Cyber liability insurance is a type of business insurance product which protects your business ...

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Insurance for Convenience Stores

... insurance can provide you and your business peace of mind when you need it most. Business Insurance* You rely on your business assets to drive business ... by an insured event? Business Interruption covers for loss of ...

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Insurance for Butcher Shops

... it? While you're busy bringing home the bacon and serving up the best cuts in town, let us look after your Business Insurance ... interruption caused by an insured event? Business Interruption provides cover for loss of ...

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Insurance for Personal Trainers

... wrong. Professional Indemnity Insurance * is designed to have your back. It protects your business from losses ... on and off the job. Personal Accident and Illness insurance  can provide levels of cover for loss of income ...

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Understanding Insurance for Real Estate Agents

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6 Common Risks That Small Business Owners Face When Starting Out

Stating your own business is a big step, full ... a lot of small businesses don't make it and that's ... dangers involved with starting a business, so it makes sense to protect it for the long haul. The risk of not having business insurance could spell disaster. If you were uninsured and a claim ...

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Protecting your Business from Cyber Risks - Part 2

... business from a cyberattack. We also explain what Cyber Liability insurance ... is and why you should consider it as part of your business ... what Cyber Liability insurance is and why you should consider it as part of your business security plan. ... mbed firewalls and anti-virus software across all your IT systems. Keep track of all your devices and ...

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The Art of Being a Creative Small Business

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5 Tips for an Insurance Health Check

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Additional Cover for Professional Indemnity Insurance

... his certificates of insurance - it's just part of the business. Hish is ... the managing director of Information Mines, a busy IT ... insurance - it's just part of the business. Hish is the managing director of Information Mines, a busy IT consulting business ... it we couldn't do business with our clients,” he says. “It's a necessary aspect of business ...

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How to set up a business in 2021

... start setting up your own business. While both an exciting and ... stages to starting any business. Think of it as an opportunity to ... ... created some tips and tricks to help you along your new business journey. Through a bit of effort and a well thought ... own business, so it makes sense to have business insurance in place to protect it. Every business is ...

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Top Tricks To Help Improve Your Business' Risk Management

When you run your own business the last thing you want ... risks that could threaten your business' future. With so many areas ... of the business ... top ways you can improve the risk management of your business. 1. Staff turnover You invest a lot of ... it, get covered Give your business the protection it deserves by getting your business insurance ...

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Information Technology Liability Insurance

... Indemnity and Public and Products Liability insurance provide cover for. Professional Indemnity insurance Professional Indemnity insurance secures IT professionals and their businesses for claims against them for ...

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Insurance by Industry

... comprehensive insurance offerings include: Professional Indemnity, Public Liability, Business Insurance , Management Liability, Cyber Insurance and ... & Beauty Services IT Professionals Land Surveyors ...

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BizSave

... the price on a quote for comparable insurance cover** so that you can #BizSave on insurance for your small business. Get a quote today, it only takes a few minutes. Small business is big business to us. With our price ...

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Public Liability QLD

... Insurance? The term 'Professionals' encompasses a broad range of occupations that usually require specialist training and qualification. From Real Estate Agents and Marketing consultants to IT professionals ...

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Insurance for Sole Traders and Self Emplyed

... IT Professionals Lawn ... business, protecting your assets with Business Insurance* can provide added peace of mind for your business. Business Insurance can provide cover for your business assets including its ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two ... abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto their ...

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Business Insurance FAQs

... ! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover ...

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Reviews related to it business insurance

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    Information Technology

  • I'm in IT - this is a great site. It was extremely easy to use, and the experience was totally painless.

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    Information Technology

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Get instant quotes

Why do IT professionals need it?

Just because you’re busy programming, coding, testing, debugging or doing other techy stuff doesn’t mean you can’t get the right insurance. Being the IT person that you are, we don’t need to convince you that getting multiple quotes online, in minutes, is the quickest and most efficient way to secure great insurance cover for your business.

Did you know?

The nature of work undertaken by some IT professionals means the difference between a public or professional indemnity claim can be difficult to determine.  BizCover is able to offer a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer.  That way, there can be no dispute between insurers as to which policy should respond to a claim.

Insurance for IT Professionals

Professional Indemnity*

The IT world is a fast-changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Does your software code contain errors?   Was there a loss of documents or data as a result of your negligence? As the saying goes, the problem with troubleshooting is that trouble shoots back.

Professional Indemnity insurance provides much-needed financial protection for a wide variety of IT professions. It secures IT professionals and their businesses against claims against them for potential losses arising out of actual or alleged negligent acts or omissions in the provision of professional services or advice.  For claims covered by the policy, it does this by paying compensation due to the third party, together with assisting with defence costs (these are the reasonable costs incurred in investigating and defending a covered claim, including legal fees, expert fees and court costs). It is also becoming a more common requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies.

Public Liability Insurance*

Chances are you spend most of your time visiting your client’s offices. Public Liability insurance is designed to provide protection for you and your IT business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Business Insurance*

If any of the following circumstances relate to your business then you should consider Business Insurance to provide additional protection:

Cyber Insurance*

Consider the client information or data you may be storing. Do you have plan if your systems suffer a data breach, are hacked or subject to ransomware attack?  Perhaps you should consider if Cyber Liability insurance is right for your business. A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.

The wrong advice

An IT contractor was engaged to recommend and provide a management system for professional services client.

There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whilst the client was unable to service his customers.

IT professionals cover a broad range of modalities, including: