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Why BizCover?

 

It’s FREE!

It’s completely free to get multiple quotes from leading Aussie insurers.

It’s instant!

No paperwork. Immediate coverage. We know you’re busy.

Trusted

Trusted by 55,000 Australian businesses.

Exclusive offer for NEIS Participants

BizCover is proud to be the official insurance partner of the National NEIS Association (NNA) to ensure that all NEIS participants have a simple and affordable way to buy insurance for their new business.

We love small businesses just like yours, which is why we love to help our clients compare and buy cover that suits all kinds of start-ups and small businesses.  We offer:

  • Cover for over 6,000 occupations
  • Multiple online quotes from leading Australian Insurers
  • Buy your policy online in minutes, no messy paperwork to complete
  • Annual or monthly payment options

And as a NEIS participant you qualify for $25 off each policy you buy.  To obtain your discount just mention you are a NEIS participant and provide your special NEIS code (available from your NEIS provider) when getting a quote over the phone, or enter it into the Partner Code field online.

Why do I Need Insurance for my Small Business?

It’s important for all small business owners to protect their business against unexpected events, such as injury to your customers, clients and members of the public; damage caused to other people’s property; loss or damage to your own property and assets; and other events that could potentially put financial pressure on you and your business.

Having the right type and level of insurance is something every responsible business owner should have, and is essential to the success of your business. Without it you could land yourself in hot water unless you’ve got really deep pockets, legal expertise and plenty of spare time on your hands.

To get a further understanding of why you need insurance; how insurance works; and what kinds of insurance you should consider, please watch our eLearing modules for NEIS participants here.

What Types of Business Insurance are Available?

There are many types of different insurance products available to small businesses, so it’s important to understand each one and what they offer.

Remember: as a NEIS participant you are required to hold Public Liability insurance as a minimum.

Types of business insurance include:

Public Liability – protects against the legal costs and compensation for claims made against your business for 3rd party injury and property damage.

Professional Indemnity – provides protection for businesses who provide a professional service or give advice to their clients against the legal costs and claims for damages that may arise from an act, omission or breach of professional duty in the course of your business.

Business Insurance – protects your business premises and contents from unexpected events, such as fire, storm, theft and accidental damage.

Business Interruption Insurance – helps you recover financially by covering lost revenue or income if your business is interrupted due to an insured event, including fire, storm and theft.

Tax Audit Insurance – takes the financial sting out of a sudden and unforseen tax audit by covering the expenses incurred, including professional services fees such as bookkeepers, accountants and lawyers.

Cyber Insurance – protects against the expenses and legal costs associated with being hacked, data breaches and theft of client information.

Management Liability – protects your company and you as a director, including your personal assets, against the legal costs for allegations of mismanagement, misconduct or legislative breaches.

Personal Accident Insurance – essential protection for you and your family against the financial cost if you suffer an accident or defined illness and are temporarily unable to work. Can also include a lump sum payment in the event of permanent disablement or death.