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Why do cleaners need insurance?

Leaving clients' spaces spotless is what you do best, but what if something goes wrong? Property damage, accidental injuries, and broken equipment are common risks that can threaten a cleaning contractor’s finances. Cleaning insurance is designed to protect your small business finances against claims, lawsuits, and unexpected bills that could drain your bank accounts.

Types of nurses we cover:

Whether you’re sprucing up domestic properties or deep cleaning commercial premises, insurance for cleaners can help protect your livelihood. Occupations that typically consider cleaning insurance include:

  • Carpet cleaners
  • Commercial cleaners
  • Dry cleaning services
  • House cleaners
  • Laundry services
  • Office cleaning services
  • Window cleaning
did you know

Did you know?

Many clients require cleaning contractors to have Public Liability insurance before allowing them to work on premises. If you lease office or other commercial space, your landlord may also ask for proof of Public Liability cover.

Why BizCover for your business insurance?

Built for small business

We know insurance and what makes
small businesses tick.

Clear and competitive pricing

You can compare and choose from a range of highly competitive prices right there on your screen. Seriously.

Cover to match your needs

You can tailor policies from selected Australian insurers to suit the needs of your business, and we are there to help!

Real people adding real value

Our friendly service team is on hand and
on a mission to make you smile!

What are the most common insurance policies for cleaners?

Public Liability insurance

Public Liability insurance

There are plenty of things that could go wrong when you’re working in other people’s homes and spaces. Public Liability insurance* can help self-employed cleaners handle events like causing an injury because you forget ... to display a ‘wet floor’ sign or damaging a bench top after accidentally spilling a cleaning agent on it. Read More

MADE FOR
  • Third-party personal injuries
  • Damage to customer property
  • Your legal & defence costs for covered claims
Portable Equipment

Portable Equipment

Many cleaning contractors rely on equipment, like vacuum cleaners and floor polishers, to do their work. If this equipment were damaged or lost, it could be expensive to replace and interrupt your ability to do your job. ... Portable Equipment insurance* available through a Business Insurance policy, can help you protect your tools of the trade. Read More

MADE FOR
  • Third-party personal injuries
  • Damage to customer property
  • Your legal & defence costs for covered claims
Personal Accident and Illness insurance

Personal Accident and Illness insurance

Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about in your spare time. Personal Accident insurance* is there to help you keep the lights on while you’re unable to work.

MADE FOR
  • Personal injuries on or off the job
  • Lost income while you recover
  • Disablement or Death benefits (optional)
cleaning insurance cost

How much does cleaning insurance cost?

Most cleaners pay less than $75 on average† for their insurance with BizCover (based on over 6,600 cleaners and cleaning businesses that used us to buy cover in 2023.) However, the cost of cleaning insurance varies. Insurers consider many factors to determine how much your policies will cost, such as the cleaning services you offer, if your policy covers just you or several employees, or the types of cover you choose.
BizCover makes it easy to compare cleaning insurance and understand how much policies for your domestic services business will cost.

How it works?

4 easy steps to get covered and protect your business.

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How it works?

4 easy steps to get covered and protect your business.

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Select your occupation

Select your occupation to start comparing quotes.

Enter your business details

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Find out how much you can save and select the cover that best fits your business.

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BizCover customer savings

Here is how much other nurses and Allied Health professionals have saved with BizCover

Li / NSW

Cleaning: Commercial Premises, Shops or Offices

on Public Liability
Julie / WA

Cleaning: Domestic

on Public Liability
Francesco / QLD

Cleaning: Domestic

on Public Liability
Sophia / QLD

Cleaning: Commercial Premises, Shops or Offices

on Public Liability
Tanya / QLD

Cleaning: Domestic

on Public Liability

^ Savings made from July 2023 to November 2023. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.

What our customers say about us

Every question was explained in great detail and I was always asked if I had any further questions before proceeding. I really felt like I was being listened to from the beginning.

Tara
Tara
Cleaning: Commercial Premises, Shops or Offices

When my Hubby Robert rang on my behalf to inquire about public liability/ cover for also cleaning commercial premises, Camille was extremely helpful and informative. We felt really comfortable and happy with the service we received. Thank you so much x.

Robert
Robert
Cleaning: Commercial Premises, Shops or Offices

Very easy and smooth process Thankyou

Donnie
Donnie
Cleaning: Domestic

Everything is easy to read and i can amend my policy as required.

Aimie
Aimie
Cleaning: Domestic
Customer Reviews
Customer Reviews

4.7/5

Independent Feedback based on verified reviews.

Simple & easy

The process was easy & simple to navigate, I found the cover I needed & received a quote, then purchased my insurance policy within minutes.

Trusted Customer
Great product - options, customer service and the product!

From the start - was easy to find, web site had all the information I required concise and in plain english. My options were available quickly and also the availability to customise those options - which I did. Payment options as well - again I choice an option. Also the expanse of insurers made me secure I had picked a site that knew the business and what customers needed - so thank you! Appreciated and it all came together within a day or two. NB Added bonus when I checked on a detail a Bizcover staff member answered the call quickly with all the info - they knew the product.

Trusted Customer
Convenient stress-free quote & insurance

Online setup is easy and convenient, especially with today's busy pace. One of the times I could not get an online quote for different insurance due to one of the questions I had answered, and they rang within the hour to assist  ...

Trusted Customer
They're thorough, helpful and the staff are great!

Online setup is easy and convenient, especially with today's busy pace. One of the times I could not get an online quote for different insurance due to one of the questions I had answered, and they rang within the hour to assist  ...

Trusted Customer
SIMPLE AND QUICK. RESPONSIVE CUSTOMER SERVICE. REASONABLE RATES

SIMPLE AND QUICK. RESPONSIVE CUSTOMER SERVICE. REASONABLE RATES

Trusted Customer
Affordable, convenient and stress free

So easy and convenient with very little wait time. Very impressed with the simplicity and price is very affordable.

Emma Mcwilliam in Cowes
Pleased with Bizcover online

Ease of use online but access to consultants if required. Quick quotes. Easy to pay online.

Trusted Customer
Instant quote and business up and running the next day!

I was able to purchase my insurance online and was available to start work that next day.

Trusted Customer
Very helpful. Very attentive. Good communication.

Very helpful. Very attentive. Good communication.
I appreciated the follow through phone calls ascertaining if assistance was needed. Thank you.

Trusted Customer
Friendly site, variety of insurance covers

Easy to use website, useful information and okanetynof choices and options

Trusted Customer
Good service, thank you.

very helpful with insurance advice. Easy to follow directions online for my insurance renewal.

Trusted Customer
Great platform

Fast and easy platform to find your PI & PL Insurance. Thanks and well done!

Jason Young in Brisbane
Excellent

Great friendly and efficient operator. Courteous and informative during the process topped off by a good price

Chris Smith in Yackandandah
Thanks for making this so, so simple.

I liked the simplicity of things, the modularity too. Some companies over do this, leading to an almost "fast food" feel to their products. This was not evident here, and the amount of choices reflected useful changes between options.

The prices are fair, half what I've paid when undertaking other business activity at a similar scale. It seems the customer wins here as well as the underwriter. I like that.

West Aussie support worker in Perth
Simple & easy

The process was easy & simple to navigate, I found the cover I needed & received a quote, then purchased my insurance policy within minutes.

Trusted Customer
Instant quote and business up and running the next day!

I was able to purchase my insurance online and was available to start work that next day.

Trusted Customer
Great product - options, customer service and the product!

From the start - was easy to find, web site had all the information I required concise and in plain english. My options were available quickly and also the availability to customise those options - which I did. Payment options as well - again I choice an option. Also the expanse of insurers made me secure I had picked a site that knew the business and what customers needed - so thank you! Appreciated and it all came together within a day or two. NB Added bonus when I checked on a detail a Bizcover staff member answered the call quickly with all the info - they knew the product.

Trusted Customer
Very helpful. Very attentive. Good communication.

Very helpful. Very attentive. Good communication.
I appreciated the follow through phone calls ascertaining if assistance was needed. Thank you.

Trusted Customer
Convenient stress-free quote & insurance

Online setup is easy and convenient, especially with today's busy pace. One of the times I could not get an online quote for different insurance due to one of the questions I had answered, and they rang within the hour to assist  ...

Trusted Customer
Friendly site, variety of insurance covers

Easy to use website, useful information and okanetynof choices and options

Trusted Customer
They're thorough, helpful and the staff are great!

Online setup is easy and convenient, especially with today's busy pace. One of the times I could not get an online quote for different insurance due to one of the questions I had answered, and they rang within the hour to assist  ...

Trusted Customer
Good service, thank you.

very helpful with insurance advice. Easy to follow directions online for my insurance renewal.

Trusted Customer
SIMPLE AND QUICK. RESPONSIVE CUSTOMER SERVICE. REASONABLE RATES

SIMPLE AND QUICK. RESPONSIVE CUSTOMER SERVICE. REASONABLE RATES

Trusted Customer
Great platform

Fast and easy platform to find your PI & PL Insurance. Thanks and well done!

Jason Young in Brisbane
Affordable, convenient and stress free

So easy and convenient with very little wait time. Very impressed with the simplicity and price is very affordable.

Emma Mcwilliam in Cowes
Excellent

Great friendly and efficient operator. Courteous and informative during the process topped off by a good price

Chris Smith in Yackandandah
Pleased with Bizcover online

Ease of use online but access to consultants if required. Quick quotes. Easy to pay online.

Trusted Customer
Thanks for making this so, so simple.

I liked the simplicity of things, the modularity too. Some companies over do this, leading to an almost "fast food" feel to their products. This was not evident here, and the amount of choices reflected useful changes between options.

The prices are fair, half what I've paid when undertaking other business activity at a similar scale. It seems the customer wins here as well as the underwriter. I like that.

West Aussie support worker in Perth
We will protect your
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30 days

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