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Why do cleaners need insurance?
Leaving clients' spaces spotless is what you do best, but what if something goes wrong? Property damage, accidental injuries, and broken equipment are common risks that can threaten a cleaning contractor’s finances. Cleaning insurance is designed to protect your small business finances against claims, lawsuits, and unexpected bills that could drain your bank accounts.
Types of nurses we cover:
Whether you’re sprucing up domestic properties or deep cleaning commercial premises, insurance for cleaners can help protect your livelihood. Occupations that typically consider cleaning insurance include:
- Carpet cleaners
- Commercial cleaners
- Dry cleaning services
- House cleaners
- Laundry services
- Office cleaning services
- Window cleaning

Did you know?
Many clients require cleaning contractors to have Public Liability insurance before allowing them to work on premises. If you lease office or other commercial space, your landlord may also ask for proof of Public Liability cover.
Why BizCover for your business insurance?
Built for small business
We know insurance and what makes
small businesses tick.
Clear and competitive pricing
You can compare and choose from a range of highly competitive prices right there on your screen. Seriously.
Cover to match your needs
You can tailor policies from selected Australian insurers to suit the needs of your business, and we are there to help!
Real people adding real value
Our friendly service team is on hand and
on a mission to make you smile!
What are the most common insurance policies for cleaners?

Public Liability insurance
There are plenty of things that could go wrong when you’re working in other people’s homes and spaces. Public Liability insurance* can help self-employed cleaners handle events like causing an injury because you forget ... to display a ‘wet floor’ sign or damaging a bench top after accidentally spilling a cleaning agent on it. Read More
- Third-party personal injuries
- Damage to customer property
- Your legal & defence costs for covered claims

Portable Equipment
Many cleaning contractors rely on equipment, like vacuum cleaners and floor polishers, to do their work. If this equipment were damaged or lost, it could be expensive to replace and interrupt your ability to do your job. ... Portable Equipment insurance* available through a Business Insurance policy, can help you protect your tools of the trade. Read More
- Third-party personal injuries
- Damage to customer property
- Your legal & defence costs for covered claims

Personal Accident and Illness insurance
Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about in your spare time. Personal Accident insurance* is there to help you keep the lights on while you’re unable to work.
- Personal injuries on or off the job
- Lost income while you recover
- Disablement or Death benefits (optional)

How much does cleaning insurance cost?
Most cleaners pay less than $75 on average† for their insurance with BizCover (based on over 6,600 cleaners and cleaning businesses that used us to buy cover in 2023.)
However, the cost of cleaning insurance varies. Insurers consider many factors to determine how much your policies will cost, such as the cleaning services you offer, if your policy covers just you or several employees, or the types of cover you choose.
BizCover makes it easy to compare cleaning insurance and understand how much policies for your domestic services business will cost.
How it works?
4 easy steps to get covered and protect your business.










How it works?
4 easy steps to get covered and protect your business.
Select your occupation
Select your occupation to start comparing quotes.
Enter your business details
Because your business is unique, we'll ask a few questions to help you compare quotes.
Compare quotes
Find out how much you can save and select the cover that best fits your business.
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BizCover customer savings
Here is how much other nurses and Allied Health professionals have saved with BizCover
Li / NSW

Cleaning: Commercial Premises, Shops or Offices
on Public Liability
Julie / WA

Cleaning: Domestic
on Public Liability
Francesco / QLD

Cleaning: Domestic
on Public Liability
Sophia / QLD

Cleaning: Commercial Premises, Shops or Offices
on Public Liability
Tanya / QLD

Cleaning: Domestic
on Public Liability
^ Savings made from July 2023 to November 2023. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
What our customers say about us
Customer Reviews
4.7/5
Independent Feedback based on verified reviews.
Simple & easy
The process was easy & simple to navigate, I found the cover I needed & received a quote, then purchased my insurance policy within minutes.
Great product - options, customer service and the product!
From the start - was easy to find, web site had all the information I required concise and in plain english. My options were available quickly and also the availability to customise those options - which I did. Payment options as well - again I choice an option. Also the expanse of insurers made me secure I had picked a site that knew the business and what customers needed - so thank you! Appreciated and it all came together within a day or two. NB Added bonus when I checked on a detail a Bizcover staff member answered the call quickly with all the info - they knew the product.
Convenient stress-free quote & insurance
Online setup is easy and convenient, especially with today's busy pace. One of the times I could not get an online quote for different insurance due to one of the questions I had answered, and they rang within the hour to assist ...
They're thorough, helpful and the staff are great!
Online setup is easy and convenient, especially with today's busy pace. One of the times I could not get an online quote for different insurance due to one of the questions I had answered, and they rang within the hour to assist ...
SIMPLE AND QUICK. RESPONSIVE CUSTOMER SERVICE. REASONABLE RATES
SIMPLE AND QUICK. RESPONSIVE CUSTOMER SERVICE. REASONABLE RATES
Affordable, convenient and stress free
So easy and convenient with very little wait time. Very impressed with the simplicity and price is very affordable.
Pleased with Bizcover online
Ease of use online but access to consultants if required. Quick quotes. Easy to pay online.
Instant quote and business up and running the next day!
I was able to purchase my insurance online and was available to start work that next day.
Very helpful. Very attentive. Good communication.
Very helpful. Very attentive. Good communication.
I appreciated the follow through phone calls ascertaining if assistance was needed. Thank you.
Friendly site, variety of insurance covers
Easy to use website, useful information and okanetynof choices and options
Good service, thank you.
very helpful with insurance advice. Easy to follow directions online for my insurance renewal.
Great platform
Fast and easy platform to find your PI & PL Insurance. Thanks and well done!
Excellent
Great friendly and efficient operator. Courteous and informative during the process topped off by a good price
Thanks for making this so, so simple.
I liked the simplicity of things, the modularity too. Some companies over do this, leading to an almost "fast food" feel to their products. This was not evident here, and the amount of choices reflected useful changes between options.
The prices are fair, half what I've paid when undertaking other business activity at a similar scale. It seems the customer wins here as well as the underwriter. I like that.
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