on Personal Accident & Sickness, Business Pack
*Savings made in Jun 2023. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
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Our Customers Savings from Cleaner Industry
Fotini / VIC
Cleaning: Commercial Premises, Shops or Offices
SAVED
$200
*
Personal Accident & Sickness, Business Pack
by switching to a policy purchased through BizCover.
*Savings made in Jun 2023. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Loretta / TAS
Carpentry Work On Construction Projects
SAVED
$300
*
on Business Pack
by switching to a policy purchased through BizCover.
*Savings made in Jun 2023. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Compare savings on insurances for cleaners
Compared with previous insurers’ premiums, customers across Australia who switched to BizCover (from a comparable product) saved an average of:
SAVED
$300
*this information is based on
Why do cleaners need insurance?
While you wipe away the mess that your clients make, we’ll wipe away your worries with business insurance. With just a few clicks or a single phone call you can get multiple competitive quotes from some of Australia’s leading insurers. Just select your preferred policy and you’ll be covered in a jif!
Get quotes >
Key features
Protection against claims from third parties for accidental personal injury or damage to their property
Keeping your tools protected
A requirement of a contract
Financial protection
in the event you are
faced with a claim
What are the most common insurance policies for cleaners?
If you operate as a sole-trader you may be personally responsible, both legally and financially, for all aspects of the business. In other words, you may be exposed to risks that have the potential to affect your personal assets if things go wrong.
When it comes to business insurances for carpenters there’s a few to look at to ensure you have a solid framework for protecting your business.
Business
Insurance*
If you rely on your own cleaning equipment to run your business how would you cope if it was damaged or stolen? The good news is you can protect it with General Property (portable equipment) cover.
General Property insurance can cover specific items such as commercial cleaning tools.
Public Liability
Insurance*
Do you need it? The short answer is yes. Thankfully, Public Liability insurance is there to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Whether you clean domestic... or commercial properties, there are plenty of things that could potentially go wrong and could leave you facing a public liability claim for personal injury or property damage.
All it takes is for you forget to display a ‘wet floor’ sign and your customer slips over injuring themselves; a passer-by trips over the cord from the vacuum cleaner that you left out; you spill a cleaning agent which leaves permanent damage to a bench top or floor; or you accidentally knock over your client’s antique vase smashing it to pieces – the list could be endless.... Read more
Personal Accident
and Illness insurance*
You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about in your spare time...
Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).... Read more
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.
Business
Insurance*
Public Liability insurance is one of the most common types of business insurances that a variety of different small businesses choose to take out. It is there to provide protection if someone makes a claim against the insured, the business or its employees. Claims from a third-party can be for personal injury or damage caused to their property caused by your business activities.
What is typically included?**
Compensation for:
- Compensation costs for the personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
- Compensation for damage to property owned by a third party due to your negligent business activities
- The legal and defence costs associated with a covered claim
- Compensation for damage of third-party goods not owned by you which are in your care, custody or control
**Many public liability policies also provide cover for product liability.
Public Liability
Insurance*
Public Liability insurance is one of the most common types of business insurances that a variety of different small businesses choose to take out. It is there to provide protection if someone makes a claim against the insured, the business or its employees. Claims from a third-party can be for personal injury or damage caused to their property caused by your business activities.
What is typically included?**
Compensation for:
- Compensation costs for the personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
- Compensation for damage to property owned by a third party due to your negligent business activities
- The legal and defence costs associated with a covered claim
- Compensation for damage of third-party goods not owned by you which are in your care, custody or control
**Many public liability policies also provide cover for product liability.
Personal Accident
and Illness insurance*
Public Liability insurance is one of the most common types of business insurances that a variety of different small businesses choose to take out. It is there to provide protection if someone makes a claim against the insured, the business or its employees. Claims from a third-party can be for personal injury or damage caused to their property caused by your business activities.
What is typically included?**
Compensation for:
- Compensation costs for the personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
- Compensation for damage to property owned by a third party due to your negligent business activities
- The legal and defence costs associated with a covered claim
- Compensation for damage of third-party goods not owned by you which are in your care, custody or control
**Many public liability policies also provide cover for product liability.
Our customers review
from Cleaner industry
Get quotes for your business >
Richard A
Trades & Services
Sarah W Woodland
Trades & Services
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Get quotes for your business >* The information provided on this page is general guide only and does not take into account your personal objectives, financial situation or needs. This information should not be construed as any form of advice. Consider your own personal circumstances, objectives, financial situation, needs, Product Disclosure Statement (PDS), and full policy terms and conditions before making a decision. Product descriptions on this page are intended only as a guide to coverage terms and conditions, and should not be relied upon to determine policy coverage. Policy coverage is subject to the specific terms and conditions of each policy wording.Price Promise Terms and Conditions apply. Refer to https://www.bizcover.com.au/price-promise/ for full details.BizCover Pty Limited ABN 68 127 707 975, AFSL 501769